Why choose FlexiFonds products?
- Investments with a strong focus on Québec
- An online platform that lets you manage everything in one place
- Objective and caring advice
- More than 35 years of financial experience at your service
FlexiFonds products do not qualify for additional 30% tax credits, but they do provide the tax benefits specific to RRSPs and TFSAs.
70% of FlexiFonds mutual fund assets are related to the local economy
Investing with FlexiFonds products is a great way to keep your savings local.
FlexiFonds Conservative
You prioritize income stability over long-term appreciation of your savings?
FlexiFonds Growth
Looking for long-term savings growth and, to a lesser extent, income?
Annual compound returns (%) as of November 30, 2024¹
Year to Date | 1 year | 3 years | 5 years | 10 years | Since Inception | |
---|---|---|---|---|---|---|
FlexiFonds Conservative | 6.23% | 9.03% | 1.44% | 2.47% | N/A | 2.79% |
FlexiFonds Balanced | 9.04% | 12.64% | 3.11% | 3.94% | N/A | 4.37% |
FlexiFonds Growth | 11.85% | 15.89% | 4.84% | 5.73% | N/A | 6.27% |
Legal notice
Management fees and other expenses may be associated with mutual fund investments. Please consult your advisor and read the prospectus and the fund facts documents before making an investment. The indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. The FlexiFonds funds are not guaranteed, their values change frequently, and past performance may not be repeated.
How much is a FlexiFonds mutual fund advisor worth?
Did you know that our FlexiFonds mutual fund advisors put their expertise and skill at your disposal, with zero pressure and zero commissions?
As an investor, you may be tempted to deviate from your long-term savings objectives. That's where the FlexiFonds team comes in, to help you make decisions that are in your best interest. According to a Quebec study conducted by CIRANO, using financial advice could enable you to accumulate nearly 3 times more savings than if you were to invest on your own for retirement.
What our savers say
"The professionalism of the advisor over the phone means that we see him more as a partner who wants us to be well informed and at ease, rather than as salesperson"
— Yves, FlexiFonds saver
"A positive experience. I was supported from start to finish. VIP service. Thank you very much!"
— Lorraine, FlexiFonds investor
Main savings objective | Redemption criteria | Online registration | Contribution method | 30% tax credits specific to the Fonds | |
---|---|---|---|---|---|
FlexiFonds mutual funds | |||||
TFSA with FlexiFonds products | Retirement or saving for a project | No conditions | Yes | One-time or automatic bank withdrawals | No |
RRSP with FlexiFonds products | Retirement | No conditions | Yes | One-time or automatic bank withdrawals | No |
RRIF with FlexiFonds products | Retirement income | No conditions | Yes | Transfers and withdrawals only | No |
Investment Account with FlexiFonds products |
Maximize your savings beyond the RRSP and TFSA limits | No conditions | No | One-time or automatic bank withdrawals | No |
About FlexiFonds de solidarité FTQ
FlexiFonds de solidarité FTQ inc., a wholly owned subsidiary of the Fonds de solidarité FTQ, is a mutual fund dealer duly registered with the Autorité des marchés financiers. FlexiFonds de solidarité inc. acts as the principal distributor of the FlexiFonds funds and does not distribute the units of any other mutual fund.