Your savings help grow the local economy
Savings solutions (RRSPs, TFSAs, RRIFs, etc.) that secure your future and support Québec businesses. Everyone wins.
Share value and return
Your savings create value.
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Answer a few questions and get a personalized recommendation in just 2 minutes.
Maximizing your savings
Take advantage of 30% in tax credits[1] in exchange for your support of local businesses.
You're never alone
Get the tools, advice, and support you need to make the right decisions about your retirement.
Everything you need for retirement
Discover our range of savings solutions designed for every stage of your life.
Our practical tools
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Calculate my payroll deductions
Determine how much to set aside from each paycheque and see the actual cost of your contribution after tax deductions.
Your savings with the Fonds build your financial future — and Québec’s
Since 1983, your savings have been making a real difference for local businesses and the entire Quebec economy.
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Learn more about saving and stay up to date on new developments at the Fonds.
Frequently asked questions
A number of criteria are required to qualify for labour-sponsored funds tax credits: your place of residence, your age, your income, and whether you have already redeemed shares in a labour-sponsored fund, for example.
The Fonds' share performance depends on the change in the value of its share; therefore, it isn't predetermined. The share is currently valued at $70.07.
Signing up for an account is an easy and secured process. It only takes a few minutes!
The Fédération des travailleurs et travailleuses du Québec created the Fonds as a response to the economic crisis of the early ’80s when Quebec was in the grips of a deep recession.
The Fonds created the FlexiFonds offering to meet other savings needs while further supporting our economy. Only an entity registered as a mutual fund dealer with the AMF, such as FlexiFonds de solidarité FTQ inc., can distribute this offering of savings products.
Frequently asked questions
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The subscription for shares of the Fonds de solidarité FTQ may give rise to labour-sponsored fund tax credits. The tax credits amount to 30%, namely 15% at the Quebec level and 15% at the federal level, and are limited to $1,500 per fiscal year, which represents a $5,000 subscription for shares of the Fonds de solidarité FTQ.
Please read the prospectus before subscribing for shares of the Fonds de solidarité FTQ. Copies of the prospectus may be obtained on the Website fondsftq.com, from a local representative or at the offices of the Fonds de solidarité FTQ. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.
Information
All the information and data provided are for information purposes only; they are not intended to provide advice or recommendations of a financial, legal, accounting or tax nature with respect to investments. Although they are deemed reliable, no representation or warranty, express or implied, is made as to the accuracy, quality or completeness of this information and data. We recommend you consult your advisor.
FlexiFonds de solidarité FTQ Inc.
The units of the FlexiFonds funds are distributed solely in Québec by FlexiFonds de solidarité FTQ inc., a mutual fund dealer wholly owned by the Fonds de solidarité FTQ. FlexiFonds de solidarité FTQ inc. does not distribute the units of any other mutual funds. Management fees and other expenses may be associated with mutual fund investments. Please consult your advisor and read the prospectus and the fund facts documents before making an investment. The units of the FlexiFonds funds are not covered by the Canada Deposit Insurance Corporation nor any other government deposit insurer. The FlexiFonds funds are not guaranteed, their values change frequently, and past performance may not be repeated.
Trademarks
FlexiFonds, FlexiFonds Conservative, FlexiFonds Balanced and FlexiFonds Growth and the other trademarks displayed on this site are registered trademarks of the Fonds de solidarité FTQ. Other companies' trademarks are used with permission or under license. All rights reserved. Trademark references on this site should not be construed as an implied authorization to use such trademarks.
Access and site availability
The website is the property of Fonds de solidarité FTQ. By using the website, you agree to the following terms of use. You acknowledge and agree that the Fonds de solidarité FTQ may restrict, suspend or revoke your access to or use of all or part of the site, including links to third party sites, at any time, with or without cause, in its absolute discretion, without notice or liability. The Fonds de solidarité FTQ does not guarantee that this site will be available and meet your requirements or that access to this site will be uninterrupted. Availability downtime may occur at any time, without notice, including downtime required for maintenance or technical reasons.
