Start saving

Choose your savings product and we'll guide you through the next steps.

Choose your savings product

The extended Fonds family offers various combinations of vehicles and savings products that could be of benefit to you, depending on your financial situation and savings goals.

Did you know that you can invest in many of our products directly online? Our digital solutions are easy to use and are constantly evolving to better meet the needs of our savers.

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RRSP+
RRSP with FlexiFonds products
TFSA with FlexiFonds products
Non-registered Fonds shares
Investment Account with FlexiFonds products
RRIF with FlexiFonds products
LIRA with FlexiFonds products
An old man talking on the phone
LIF with FlexiFonds products
Good news! You can contribute online to the RRSP+[1] through payroll deduction or bank withdrawals.
Open an online account or log in
New saver Start saving
Already a saver Contribute now
Good news! You can contribute online to the RRSP with FlexiFonds products[2] through bank withdrawals. By getting your answers to a few questions, we can recommend a mutual fund that suits your risk tolerance and your savings plans.
Open an online account or log in
New saver Start saving
Already a saver Contribute now
Good news! You can contribute online to the TFSA with FlexiFonds products[2] through bank withdrawals. By getting your answers to a few questions, we can recommend a mutual fund that suits your risk tolerance and your savings plans.
Open an online account or log in
New saver Start saving
Already a saver Contribute now

Federal law governs the opening of non-registered accounts and requires the account holder to identify themselves in person with the institution.

Good news! You can still open your non RRSP+ account[1] over the phone. You must contact Saving Services to have an agent accompany you through the process.

You can meet with the local representative (LR) in your workplace, who'll help you fill out the required appendix and, as the case may be, other documents.

Contact a FlexiFonds mutual fund advisor. They will be happy to help you open an Investment Account with FlexiFonds products.[2]

1-833-383-2121
Monday to Thursday, 9 a.m. to 8 p.m.
Friday, 9 a.m. to 5 p.m.

The RRIF lets you access retirement income from the money you have saved in your RRSP or spousal RRSP.

From a fiscal perspective, the RRIF is a wise choice if you want to enjoy the money you've saved over the years, since it allows you to withdraw your money over time.
Start accessing your retirement income!
From your RRSP+ account Transfer to FlexiFonds
From another financial institution Open a RRIF

Contact the FlexiFonds advisory team, who will be happy to help you open a locked-in retirement account (LIRA) or a locked-in retirement savings plan (LRSP) with FlexiFonds products.[2]

1-833-383-2121
Monday to Thursday, 9 a.m. to 8 p.m.
Friday, 9 a.m. to 5 p.m.

Contact the FlexiFonds advisory team, who will guide you through the transfer of your locked-in retirement account (LIRA) into a life income fund (LIF) with FlexiFonds products.[2]

1-833-383-2121
Monday to Thursday, 9 a.m. to 8 p.m.
Friday, 9 a.m. to 5 p.m.

The Fonds team is never very far away!

Need help using our digital solutions? Would you prefer to talk to someone in person? Write to us or call us at 514-383-3791, Monday to Friday, 8:30 a.m. to 5 p.m. Our agents will be happy to help you!

Most frequently asked questions

My Online Account
How do I open an account online?
Signing up for an account is an easy and secured process. It only takes a few minutes!
More Details : How do I open an account online?
My Online Account
How can I activate my account access?
If you are already a Fonds FTQ saver, it is possible to activate your account access in just a few minutes.
More Details : How can I activate my account access?
My Online Account
I forgot my password. How can I recover it?
Click on the "Forgotten password" link, and follow the instructions.
More Details : I forgot my password. How can I recover it?
Non-registered savings
Can I open a non-RRSP+ account online?
No. The opening of a non-RRSP+ account is governed by a federal law that requires the holder to disclose his identity with the institution.
More Details : Can I open a non-RRSP+ account online?
My Online Account
Where can I get my tax slips?
You can easily display and download your tax slips from the "My documents" section of your account.
More Details : Where can I get my tax slips?
FlexiFonds
Why did the Fonds create the FlexiFonds offering?
The Fonds created the FlexiFonds offering to meet other savings needs while further supporting our economy. Only an entity registered as a mutual fund dealer with the AMF, such as  FlexiFonds de solidarité FTQ inc., can distribute this offering of savings products.
More Details : Why did the Fonds create the FlexiFonds offering?
  • 1

    Please read the prospectus before subscribing for shares of the Fonds de solidarité FTQ. Copies of the prospectus may be obtained on the Website fondsftq.com, from a local representative or at the offices of the Fonds de solidarité FTQ. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.

    2

    FlexiFonds de solidarité FTQ Inc.
    The units of the FlexiFonds funds are distributed solely in Québec by FlexiFonds de solidarité FTQ inc., a mutual fund dealer wholly owned by the Fonds de solidarité FTQ. FlexiFonds de solidarité FTQ inc. does not distribute the units of any other mutual funds. Management fees and other expenses may be associated with mutual fund investments. Please consult your advisor and read the prospectus and the fund facts documents before making an investment. The units of the FlexiFonds funds are not covered by the Canada Deposit Insurance Corporation nor any other government deposit insurer. The FlexiFonds funds are not guaranteed, their values change frequently, and past performance may not be repeated.