Composition of the FlexiFonds Conservative Fund

Composition of the fund
 

Fonds share

30%

 

Fixed-income securities

55%

 

Québec shares

5%

 

Global equities

10%

Fonds shares

This fund invests in Class "C" shares of the Fonds de solidarité FTQ, which primarily reinvests in Québec companies.

Fixed income securities

This fund invests in government bonds issued in part by the Québec government, which help stimulate the economy in addition to providing a stable income.

Québec stocks

This fund invests in publicly traded Québec companies that are part of the IQ-30 index established by the Institut de recherche en économie contemporaine (IRÉC) to encourage businesses across various sectors of the local economy.

Global equities

This fund invests in securities of companies located in developed countries to allow you to diversify your assets.

Investment horizon
 
 
 
 
 
Short Medium Long

You want to receive income or have a medium-term plan, such as travelling or renovating.

Risk tolerance
 
 
 
 
 
Low Moderate High

You have a low risk tolerance and prefer to limit fluctuations in your savings.

Investment allocation³

(% of net asset value)

Geographic allocation

Québec73.2%
Canada17.0%
United States6.3%
Other countries3.2%
Cash and other net assets components0,3%

Asset class allocation

Bonds56.4%
Equities42.1%
Money market1.2%
Cash and other net assets components0.3%

Top 25 positions

  • % of Net Asset Value
    Province of Québec, 1.90%, 2030-09-01 8.7
    Province of Québec, 3.25%, 2032-09-01 8.4
    Province of Québec, 2.30%, 2029-09-01 7.7
    Province of Québec, 1.50%, 2031-09-01 7.2
    Province of Québec, 2.75%, 2028-09-01 6.0
    Province of Ontario, 2.70%, 2029-06-02 2.5
    Province of Ontario, 2.05%, 2030-06-02 2.4
    Province of Ontario, 2.15%, 2031-06-02 2.2
    Province of Ontario, 2.90%, 2028-06-02 1.4
    Province of Québec, 6.00%, 2029-10-01 0.9
    Toronto-Dominion Bank, 1.89%, 2028-03-08 0.8
    Province of Ontario, 3.75%, 2032-06-02 0.7
    Hydro-Québec, 2.00%, 2028-09-01 0.7
    Province of British Columbia, 1.55%, 2031-06-18 0.7
    Province of British Columbia, 2.20%, 2030-06-18 0.6
    Province of British Columbia, 5.70%, 2029-06-18 0.6
    Province of Alberta, 2.90%, 2028-12-01 0.5
    Sun Life Financial, 4.78%, floating rate from 2029-08-10, 2034-08-10 0.5
    Hydro-Québec, 6.00%, 2031-08-15 0.5
    Province of British Columbia, 2.95%, 2028-12-18 0.5
    Province of Alberta, 2.05%, 2030-06-01 0.4
    Royal Bank of Canada, 4.61%, 2027-07-26 0.4
  • % of Net Asset Value
    Fonds de solidarité FTQ, Class C, Series 1 27.8
    Canadian National Railway Company 0.4
  • % of Net Asset Value
    Province of Newfoundland and Labrador, Treasury Bills, 2022-10-06 0.7

3As at September 30, 2022

The FlexiFonds Conservative Fund allows you to invest in securities whose
assets are 70% linked to the Québec economy

 

Return and market value

Market value per unit1

As at November 28, 2022

$10.22

As of October 31, 20222

Annual compound returns (%)

FlexiFonds Conservative
1 year 3 years 5 years 10 years Since Inception
FlexiFonds Conservative -8.15% -0.02% N/A N/A 0.67%

Fund's total market value: $98.2 million

1When savers invest in a mutual fund, they purchase units. Revalued each trading day, the market value per unit is the value of one unit.
2The management expense ratio (MER) is already deducted from the reported returns.

Legal notice

Management fees and other expenses may be associated with mutual fund investments. Please consult your advisor and read the prospectus and the fund facts documents before making an investment. The indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. The FlexiFonds funds are not guaranteed, their values change frequently, and past performance may not be repeated.

Identify your investor profile

You can answer a few questions directly online to help us identify your investor profile. This step allows us to determine if a product is tailored to your reality. You can start by choosing the savings account you'd like to invest in: the RRSP, TFSA, RRIF, or investment account with FlexiFonds.

INVEST WITH FLEXIFONDS

Portofolio manager

FlexiFonds mutual funds are managed by Addenda Capital Inc.Attention, this link will open a new tab.Attention, this link will open a new tab.Attention, this link will open a new tab. a Québec company specializing in portfolio management for over 30 years. Addenda Capital Inc. is a leading investment firm and a long-time partner of the Fonds de solidarité FTQ.

About FlexiFonds de solidarité FTQ

FlexiFonds de solidarité FTQ inc., a wholly owned subsidiary of the Fonds de solidarité FTQ, is a mutual fund dealer duly registered with the Autorité des marchés financiers. FlexiFonds de solidarité inc. acts as the principal distributor of the FlexiFonds funds and does not distribute the units of any other mutual fund.

Supplemental documents about the FlexiFonds Conservative Fund

Portfolio Documents

Financial Statements

Interim (Unaudited)

Annual (Audited)

Most frequently asked questions

FlexiFonds
What is a mutual fund?
A mutual fund is a pool of money collected from investors. Managed by a fund manager, the allocation of the invested amounts is determined based on the fund's objectives.
More Details : What is a mutual fund?
FlexiFonds
Can I transfer my savings to FlexiFonds from another financial institution?
Yes. You can transfer a TFSA or RRSP to FlexiFonds by phone or directly online. To transfer a RRIF, you will need to call us.
More Details : Can I transfer my savings to FlexiFonds from another financial institution?
FlexiFonds
Do I get the 30% tax credits with the FlexiFonds offering?
The 30% tax credits are only available with the Class A shares of the Fonds. No labour-sponsored fund tax credit is applicable to FlexiFonds. With  FlexiFonds products, you get the tax benefits related to the savings vehicles offered and the opportunity to easily access your savings when you need them.
More Details : Do I get the 30% tax credits with the FlexiFonds offering?
FlexiFonds
Are the Fonds' savings products guaranteed investments?
Investments are not guaranteed, whether they are investments in the Fonds' shares or in FlexiFonds mutual funds.
More Details : Are the Fonds' savings products guaranteed investments?
FlexiFonds
Who can buy FlexiFonds mutual fund units?
Whether you're a Fonds saver or not, you can buy FlexiFonds mutual fund units if you are 18 years of age or older and reside in Québec.
More Details : Who can buy FlexiFonds mutual fund units?
FlexiFonds
Which savings vehicles are available with the FlexiFonds offering?
You can currently invest in an RRSP, TFSA, RRIF and an investment account.
More Details : Which savings vehicles are available with the FlexiFonds offering?

Want to know if a product is right for you?

Give us a call!

Monday to Thursday, from 9 a.m. to 8 p.m., and Fridays from 9 a.m. to 5 p.m.

1-833-383-2121

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