Savings products and vehicles
Choose a solution that meets your needs and financial goals.
Fonds' shares provide an additional 30% in tax savings[1]
By purchasing shares in the Fonds, you're supporting the local economy.
FlexiFonds mutual funds
Our mutual funds are tailored to different risk profiles, with 70% of assets linked to the Québec economy. With FlexiFonds, you can invest in a TFSA, RRSP, RRIF, or investment account.
Our full range of savings solutions
Compare the key features of our savings products and vehicles.
Main savings objective | Type of savings vehicle | Redemption criteria | Online registration | Contribution method | Local savings | |
---|---|---|---|---|---|---|
Fonds' shares providing an additional 30% in tax savings[1] | ||||||
RRSP+ | Retirement | Registered | Subject to the Fonds' redemption criteria | Yes | Automatic savings | Yes |
Non-RRSP+ | Maximize your savings beyond the RRSP and TFSA limits | Non-registered | Subject to the Fonds' redemption criteria | No | Automatic savings | Yes |
FlexiFonds mutual funds | ||||||
FlexiFonds TFSA | Retirement or saving for a project | Registered | No conditions | Yes | One-time or automatic bank withdrawals | Yes |
FlexiFonds RRSP | Retirement | Registered | No conditions | Yes | One-time or automatic bank withdrawals | Yes |
FlexiFonds RRIF | Retirement income | Registered | No conditions | No | Transfers and withdrawals only | Yes |
Investment Account with FlexiFonds |
Maximize your savings beyond the RRSP and TFSA limits | Non-registered | No conditions | No | One-time or automatic bank withdrawals | Yes |
Subject to the Fonds' redemption criteria
The Fonds can redeem your shares under the circumstances outlined in Schedules 1 and 2 of the Prospectus.
See all redemption criteria
Fonds' shares
Class "A" shares in the Fonds de solidarité FTQ allow you to benefit from 30%[1] in tax credits for labour-sponsored funds.
Registered and non-registered
Registered savings vehicles let you enjoy certain tax advantages, but limit the total amount you can contribute and how old you can be to contribute to or hold such a vehicle. On the other hand, non-registered savings vehicles have no age restrictions or contribution limits, but don’t provide any tax benefits.
These articles may be of interest to you
The Fonds is there for you anytime you need help and will be there for you in the future. Advice, information, news, etc. Discover finance that's tailored to your needs!
