Are the Fonds' savings products guaranteed investments?

Investments are not guaranteed, whether they are investments in the Fonds' shares or in FlexiFonds mutual funds.

Stocks, bonds, and mutual funds are not insured by the Canada Deposit Insurance Corporation. or the Autorité des marchés financiers and are not otherwise guaranteed. The level of risk of each of these savings products depends on where they are invested.

In general, the higher the potential for return, the greater the risk.

The Fonds' Class A shares

The value of the Fonds' shares fluctuates with the value of the Fonds de solidarité FTQ's assets and liabilities, which varies according to changes in interest and exchange rates, economic and market conditions, stock market fluctuations, the release of news or financial data affecting businesses, and other factors. As a result, the value of your shares when you redeem them may be less than their value when you purchased them. Find out how to distinguish between guaranteed and non-guaranteed investments and how they can help you achieve your financial goals.

FlexiFonds mutual funds

Whether you choose the FlexiFonds Conservative, Balanced, or Growth Fund, your risk is low to low-medium. To determine which mutual fund matches your savings goals and risk tolerance, you can count on FlexiFonds mutual fund advisors to help you reach your investment objectives.

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    The units of the FlexiFonds funds are distributed solely in Québec by FlexiFonds de solidarité FTQ inc., a mutual fund dealer wholly owned by the Fonds de solidarité FTQ. FlexiFonds de solidarité FTQ inc. does not distribute the units of any other mutual funds. Management fees and other expenses may be associated with mutual fund investments. Please consult your advisor and read the prospectus and the fund facts documents before making an investment. The units of the FlexiFonds funds are not covered by the Canada Deposit Insurance Corporation nor any other government deposit insurer. The FlexiFonds funds are not guaranteed, their values change frequently, and past performance may not be repeated.

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