Why invest in an Investment Account with FlexiFonds products?
By investing in an Investment Account with FlexiFonds products, you can save for a project or retirement even if you've reached your annual RRSP or TFSA contribution limit. As a non-registered savings plan, an Investment Account is not subject to the annual contribution limits imposed on registered plans.
Use this savings vehicle for the following:
70% of FlexiFonds mutual fund assets are related to the local economy
Investing with FlexiFonds products is a great way to keep your savings local.
FlexiFonds Conservative
You prioritize income stability over long-term appreciation of your savings?
FlexiFonds Growth
Looking for long-term savings growth and, to a lesser extent, income?
Main savings objective | 30% tax credits specific to the Fonds | Redemption criteria | Tax-deductible contribution | Tax treatment for withdrawals | Annual contribution limit | |
---|---|---|---|---|---|---|
Investment Account with FlexiFonds products | Increase your savings beyond the RRSP and TFSA limits | No | No restrictions | No | Capital gain or loss | No |
TFSA with FlexiFonds products | Complete a project | No | No restrictions | No | No impact | Yes |
RRSP with FlexiFonds products | Plan your retirement | No | No restrictions | Yes | Added to your income | Yes |

FlexiFonds mutual fund advisors will help you open your Investment Account
Enrolment in an Investment Account with FlexiFonds products is done by telephone with our mutual fund advisors. They can assist you in defining your investor profile and suggest the most suitable product. Take advantage of their expertise and zero-pressure guidance to optimize your savings strategy.
1-833-383-2121
Monday to Thursday, from 9 a.m. to 8 p.m., and Fridays from 9 a.m. to 5 p.m.
Most frequently asked questions
FlexiFonds
Can I transfer my savings to FlexiFonds from another financial institution?
Yes. You can transfer a TFSA, an RRSP or a RIFF to a FlexiFonds product by phone or directly online.
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: Can I transfer my savings to FlexiFonds from another financial institution?
FlexiFonds
What are the withdrawal conditions for the investment account with FlexiFonds products?
There are no withdrawal conditions for FlexiFonds products. You should note, however, that any profits realized from withdrawing amounts from your account could be treated as capital gains.
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: What are the withdrawal conditions for the investment account with FlexiFonds products?
FlexiFonds
What is the maximum TFSA contribution amount?
The maximum amount that you can invest in a TFSA each tax year is provided by the Canada Revenue Agency.
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: What is the maximum TFSA contribution amount?
