Calculate the future value of my investments
Determine the amount you want to contribute each year, and find out how that amount can affect the value of your portfolio over time.
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Projected value of my Fonds portfolio
Based on an average annual return of 4.5% *Notes
*In this hypothetical projection, the Fonds de solidarité FTQ uses an average annual return of 4.5%, which is a reasonable rate of return. The rate of return used only serves to illustrate the effects of the compound growth rate and is not intended to reflect future values of Fonds de solidarité FTQ shares.
Most frequently asked questions
Getting Started
What does my income need to be when I retire?
Most specialists agree that, if you want to maintain your lifestyle upon retirement, you’ll need roughly 70% of your gross annual work income
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: What does my income need to be when I retire?
RRSP+
How can I contribute to an RRSP+ at the Fonds?
Only new contributions via payroll deductions are currently accepted in order to respect the equilibrium of the Fonds' business model
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: How can I contribute to an RRSP+ at the Fonds?
Discover the Fonds
What can I expect as a return on investment?
The Fonds' share performance depends on the change in the value of its share; therefore, it isn't predetermined. The share is currently valued at $59.11.
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: What can I expect as a return on investment?
Getting Started
Why is it important to start saving early?
Because, more than the return or the amount invested, time in the most important enrichment factor.
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: Why is it important to start saving early?
Redemptions and withdrawals
Can I withdraw money from my RRSP+ before age 65?
You can benefit from the savings in your RRSP+ well before your 65th birthday, but only under certain conditions!
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: Can I withdraw money from my RRSP+ before age 65?
Make the right choice. Invest in the RRSP+ with the Fonds
The right choice for me and Quebec as a whole
Start saving
Legal Notes
Please read the prospectus before subscribing to shares of the Fonds de solidarité FTQ. Copies of the prospectus may be obtained on the Website fondsftq.com, from a local representative or at the offices of the Fonds de solidarité FTQ. The indicated rates of return are the historical annual compounded total returns including changes in share value and reinvestment of all dividends and do not take into account income taxes payable by any security holder that would have reduced returns. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.