RRSP+: Save. And enjoy.
Saving for the future and enjoying today is easy by subscribing to Fonds shares.
Start savingGet an additional 30% in tax savings¹
An RRSP+ entitles you to an extra 30% in tax savings¹ in addition to the standard RRSP deduction when you subscribe to Fonds shares—a great incentive for working Québecers to save.
Save for your life plans
With the RRSP+, you can save for projects other than retirement, such as buying a house or going back to school.
Support the local economy
The Fonds invests in local companies. When you subscribe to Fonds shares, you help maintain hundreds of thousands of quality jobs² in Québec.

Payroll Deduction: The only contribution method available
To contribute to the RRSP+, your employer must offer the RRSP+ by payroll deduction.
- Company with fewer than 15 employees: We invite you to discuss our solution with your employer.
- Company with more than 15 employees: Open an account, complete the RRSP+ enrollment form, and we will contact your employer directly to present our solution.
Choosing the RRSP+ means reaching more than 808,000 shareholder-savers[2] who act out of solidarity and contribute to Québec's socioeconomic prosperity.
Share Value and Return
Share value
$64.52
Six-month return
1.3%
Shareholders' annual compound
returns as at May 31, 2025
9.2% 1 year |
7.0% 3 years |
7.8% 5 years |
6.9% 10 years |

Calculate your tax savings
Taxable income in 2025
I would like to contribute:
Tax savings: $1,412.50
tax return with a traditional RRSP
tax return with the Fonds' RRSP+¹
Thanks to the benefits of contributing to the Fonds, your investment
will only cost you $1,087.50
for an annual savings of $2,500
Notes
Calculated amounts are estimates which may vary depending on your tax situation. Note that the income tax brackets and tax rates used are established according to the current fiscal rules as of January 1, 2025.
Buy your first home
The RRSP+ and the HBP make it easier to finance the purchase of your first home.
Go back to school
Update your skills or get a fresh start: with the LLP, you can go back to school for less.
Plan your retirement
Retiring with peace of mind requires careful planning. Save with the RRSP+ and build the retirement that's right for you.
A flexible RRSP in case of bumps in the road
An RRSP+ with the Fonds will also help you meet any challenges life throws your way.³