Make life simple with automatic savings

In just a few clicks, you can set up automatic bank withdrawals to contribute to your RRSP+ and benefit from an additional 30% in tax savings.* Then, just sit back and save!

In addition to helping you reach your savings goals, this contribution method allows you to save throughout the year, even if share issuance is limited.

Manage your own contributions

Automatic savings plans are also a way to manage your finances independently. You get to save at your own pace by choosing how much and how often you contribute. You can manage everything through your online account. Plus, you can make changes at any time as your needs evolve (certain conditions apply). With automatic savings, saving regularly is a breeze!

Note : Cessation of new automatic bank withdrawals agreements

It will not be possible to set up new preauthorized withdrawals or to increase current preauthorized withdrawals for the current financial year.

This measure does not affect contributions made through payroll deductions or existing preauthorized withdrawal agreements.


Our automatic savings methods for contributing to an RRSP+

Join thousands of other Fonds savers and switch to one of the following contribution methods:

Automatic bank withdrawals

From your online account, you can set up weekly, bi-weekly, or monthly automatic bank withdrawals. No need to set reminders—your RRSP+ contributions will be taken directly from your bank account. Please note that the maximum total amount you can contribute per month through automatic bank withdrawals is $500.

Payroll deductions

If your employer already offers the option to contribute to your RRSP+ by payroll deduction, ask how you can sign up to start making regular contributions. With payroll deductions, you contribute with each paycheque and benefit immediately from your tax credits.

Most frequently asked questions

RRSP+
What is the difference between payroll deductions and automatic withdrawals?
Payroll deductions let you enjoy tax savings with each paycheque. Automatic withdrawals, on the other hand, are deducted from your bank account and you receive your tax savings at the end of the fiscal year.
More Details : What is the difference between payroll deductions and automatic withdrawals?
RRSP+
Is there a cap on the contribution amount that can made by automatic bank withdrawals?
Our fundraising goal for the current fiscal year has been achieved. It is therefore not possible to make new contributions by preauthorized bank withdrawals.
More Details : Is there a cap on the contribution amount that can made by automatic bank withdrawals?
RRSP+
How do I know if my employer offers payroll deductions?
To learn if your employer offers this feature, the simplest way is to check with your company's payroll service.
More Details : How do I know if my employer offers payroll deductions?

Questions?

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Monday to Friday, 8:30 a.m. to 5 p.m.

1-800-567-3663

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  • The acquisition of shares of the Fonds de solidarité FTQ may give rise to labour-sponsored fund tax credits. The tax credits amount to 30%, namely 15% at the Quebec level and 15% at the federal level, and are limited to $1,500 per fiscal year, which represents a $5,000 purchase of shares of the Fonds de solidarité FTQ. Under the 2023-2024 provincial budget, only individuals whose taxable income in Quebec for the 2022 taxation year was less than $112,656 will have access to 30% tax credits for the 2024 taxation year. Please note, however, that this measure has not currently been the subject of a bill or legislative amendment and could therefore be subject to modifications.

    Please read the prospectus before buying Fonds de solidarité FTQ shares. Copies of the prospectus may be obtained on the Website fondsftq.com, from a local representative or at the offices of the Fonds de solidarité FTQ. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.