How do I know if my employer offers payroll deductions?

To learn if your employer offers this feature, the simplest way is to check with your company's payroll service.

Thousands of companies offer the RRSP+ via payroll deductions across Quebec. If your employer offers RRSP+ through payroll deductions, you can sign up and start contributing directly online. The request will then be processed in two to six weeks.

To take advantage of payroll deductions, you employer must first offer this contribution method. If they do not, speak with them to see about setting it up.

You can contact your payroll department to find out if your employer is signed up for the RRSP+ through payroll deductions.

However, some employers may refuse to offer the RRSP+ via payroll deductions. In this event, the contribution by automatic bank withdrawals is your best alternative.


It is also important to note that the Fonds de solidarité FTQ may stop issuing shares during the financial year. As a result, investors will only be able to subscribe to shares through certain contribution methods. In such a case, the Fonds de solidarité FTQ will issue a press release explaining the terms of the share issue cap.

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Legal Notes
Please read the prospectus before buying Fonds de solidarité FTQ shares. Copies of the prospectus may be obtained on the Website, from a local representative or at the offices of the Fonds de solidarité FTQ. The indicated rates of return are the historical annual compounded total returns including changes in share value and reinvestment of all dividends and do not take into account income taxes payable by any security holder that would have reduced returns. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.