The FlexiFonds offering
The Fonds family is growing
Savings solutions adapted to your plans
Are you looking to maximize or consolidate your retirement savings? Pay yourself an income? Undertake a project such as a trip or renovations? Several savings options are now available with the Fonds!
Advice and products specially designed for you
Fully objective advice
As they receive a fixed salary and not a commission, FlexiFonds mutual fund advisors have a single goal: to help you turn your plans into a reality. Plus, our management fees are among the lowest in the market for products with investments heavily concentrated in Québec.
Flexible products that reflect your reality
With our mutual funds, you can choose between three products tailored to different investor profiles and savings projects. In addition to enjoying flexible access to your money when you need it, you won't pay any enrollment, transaction or redemption fees.
Local investments
With 70% of their investments linked to Québec, our products reflect the Fonds' mission to support the local economy. Unique on the market, our savings solutions with a high Québec concentration hold nearly one-third of their assets in shares of the Fonds de solidarité FTQ.
Three funds to meet your needs
Choose a FlexiFonds mutual fund to diversify your portfolio.
FlexiFonds Conservative
You prioritize income stability over long-term appreciation of your savings?
FlexiFonds Balanced
Looking for balance between income and savings growth?
FlexiFonds Growth
Looking for long-term savings growth and, to a lesser extent, income?
Our FlexiFonds savings solutions
TFSA with FlexiFonds
RRSP with FlexiFonds
RRIF with FlexiFonds
Investment account with FlexiFonds
About FlexiFonds de solidarité FTQ
FlexiFonds de solidarité FTQ Inc. is a wholly-owned subsidiary of the Fonds de solidarité FTQ. FlexiFonds de solidarité FTQ Inc. acts as the principal distributor of the funds' units and is a mutual fund dealer registered with the Autorité des marchés financiers.
FlexiFonds mutual fund advisors are always there for you
The team of FlexiFonds experts offer sound advice that's commission-free.
A phone call away, FlexiFonds mutual fund advisors are there to listen and help guide you through every step of your savings plan.
Most Frequently Asked Questions
FlexiFonds
Why did the Fonds create the FlexiFonds offering?
The Fonds created the FlexiFonds offering to meet other savings needs while further supporting our economy. Only an entity registered as a mutual fund dealer with the AMF, such as FlexiFonds de solidarité FTQ inc., can distribute this offering of savings products.
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: Why did the Fonds create the FlexiFonds offering?
FlexiFonds
Do I get the 30% tax credits with the FlexiFonds offering?
The 30% tax credits are only available with the Class A shares of the Fonds. No labour-sponsored fund tax credit is applicable to FlexiFonds. With FlexiFonds products, you get the tax benefits related to the savings vehicles offered and the opportunity to easily access your savings when you need them.
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: Do I get the 30% tax credits with the FlexiFonds offering?
FlexiFonds
Are the Fonds' savings products guaranteed investments?
Investments are not guaranteed, whether they are investments in the Fonds' shares or in FlexiFonds mutual funds.
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: Are the Fonds' savings products guaranteed investments?
FlexiFonds
Can I open a FlexiFonds account through my LR?
No, but your LR can refer you to a mutual fund advisor.
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: Can I open a FlexiFonds account through my LR?
FlexiFonds
Which savings vehicles are available with the FlexiFonds offering?
You can currently invest in an RRSP, TFSA, RRIF and an investment account.
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: Which savings vehicles are available with the FlexiFonds offering?
FlexiFonds
Can I transfer my savings from another financial institution to a FlexiFonds fund?
Yes, you can consolidate your savings in the Fonds family. Simply call us and be sure to have an account statement on hand.
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: Can I transfer my savings from another financial institution to a FlexiFonds fund?
You can invest in several of our savings solutions online.
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Information
All the information and data provided on this site are for information purposes only and are not intended to provide advice on your personal investment situation or investment, financial, legal, accounting or tax recommendations based on a specific personal situation. Although they are deemed reliable, no representation or warranty, express or implied, is made as to the accuracy, quality or completeness of this information and data. The opinions expressed should not be construed as a solicitation or offer to purchase or sell the units referred to herein and should not be viewed as a recommendation. We recommend you consult your legal advisor.
FlexiFonds de solidarité FTQ Inc.
The FlexiFonds are distributed solely in Québec by FlexiFonds de solidarité FTQ Inc. a mutual fund dealer wholly owned by the Fonds de solidarité FTQ. FlexiFonds de solidarité FTQ inc. does not distribute any other mutual funds. Please consult your advisor and read the prospectus and fund facts before making an investment. The FlexiFonds are not insured by the Canada Deposit Insurance Corporation or any other government deposit insurer or by the Autorité des marchés financiers. The mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.
Trademarks
FlexiFonds, FlexiFonds Conservative, FlexiFonds Balanced and FlexiFonds Growth and the other trademarks displayed on this site are registered trademarks of the Fonds de solidarité FTQ. Other companies' trademarks are used with permission or under license. All rights reserved. Trademark references on this site should not be construed as an implied authorization to use such trademarks.
Access and site availability
The site is the property of Fonds de solidarité FTQ. By using the site, you agree to the following terms of use. You acknowledge and agree that the Fonds de solidarité FTQ may restrict, suspend or revoke your access to or use of all or part of the site, including links to third party sites, at any time, with or without cause, in its absolute discretion, without notice or liability. The Fonds de solidarité FTQ does not guarantee that this site will be available and meet your requirements or that access to this site will be uninterrupted. Availability downtime may occur at any time, without notice, including downtime required for maintenance or technical reasons.