Savings solutions adapted to your plans

Are you looking to maximize or consolidate your retirement savings? Pay yourself an income? Undertake a project such as a trip or renovations? Several savings options are now available with the Fonds!

Advice and products specially designed for you

Fully objective advice

As they receive a fixed salary and not a commission, FlexiFonds mutual fund advisors have a single goal: to help you turn your plans into a reality. Plus, our management fees are among the lowest in the market for products with investments heavily concentrated in Québec.

Flexible products that reflect your reality

With our mutual funds, you can choose between three products tailored to different risk profiles and savings projects. In addition to enjoying flexible access to your money when you need it, you won't pay any enrollment, transaction or redemption fees.

Local investments

With 70% of their investments linked to Québec, our products reflect the Fonds' mission to support the local economy. Unique on the market, our savings solutions with a high Québec concentration hold nearly one-third of their assets in shares of the Fonds de solidarité FTQ.

Three funds to meet your needs

Choose a FlexiFonds mutual fund to diversify your portfolio.

FlexiFonds Conservative

You prioritize income stability over long-term appreciation of your savings?

LEARN MORE

FlexiFonds Balanced

Looking for balance between income and savings growth?

LEARN MORE

FlexiFonds Growth

Looking for long-term savings growth and, to a lesser extent, income?

LEARN MORE

RRSP with FlexiFonds
Enroll online!
FlexiFonds mutual fund advisors are a phone call away, ready to answer your questions.
Discover the RRSP with FlexiFonds
TFSA with FlexiFonds
Enroll online!
FlexiFonds mutual fund advisors are a phone call away, ready to answer your questions.
Discover the TFSA with FlexiFonds
RRIF with FlexiFonds
Enroll by telephone.
Give one of our FlexiFonds mutual fund advisors a call.
Discover the RRIF with FlexiFonds
Investment account with FlexiFonds
Enroll by telephone.
Give one of our FlexiFonds mutual fund advisors a call.
Discover the investment account with FlexiFonds

About FlexiFonds de solidarité FTQ

FlexiFonds de solidarité FTQ Inc. is a wholly-owned subsidiary of the Fonds de solidarité FTQ. FlexiFonds de solidarité FTQ Inc. acts as the principal distributor of the funds' units and is a mutual fund dealer registered with the Autorité des marchés financiers.

FlexiFonds mutual fund advisors are always there for you

The team of FlexiFonds experts offer sound advice that's commission-free.

A phone call away, FlexiFonds mutual fund advisors are there to listen and help guide you through every step of your savings plan.

 Most Frequently Asked Questions

FlexiFonds
Why did the Fonds create the FlexiFonds offering?
The Fonds created the FlexiFonds offering to meet other savings needs while further supporting our economy. It is an offering only an entity registered as a mutual fund dealer with the AMF, such as FlexiFonds de solidarité FTQ inc., can distribute.
More Details : Why did the Fonds create the FlexiFonds offering?
FlexiFonds
Do I get the 30% tax credits with the FlexiFonds offering?
The 30% tax credits are only available with the Class A shares of the Fonds. No labour-sponsored fund tax credit is applicable to FlexiFonds. With  FlexiFonds products, you get the tax benefits related to the savings vehicles offered and the opportunity to easily access your savings when you need them.
More Details : Do I get the 30% tax credits with the FlexiFonds offering?
FlexiFonds
Are the Fonds's savings products guaranteed investments?
Investments made with the Fonds are not guaranteed, whether they are investments in the Fonds's shares or in mutual funds through FlexiFonds.
More Details : Are the Fonds's savings products guaranteed investments?
FlexiFonds
Can I open a FlexiFonds account through my LR?
No, but your LR can refer you to a mutual fund advisor.
More Details : Can I open a FlexiFonds account through my LR?

You can enroll in several of our savings solutions online.

Start Saving
  • Information

    All the information and data provided on this site are for information purposes only and are not intended to provide advice on your personal investment situation or investment, financial, legal, accounting or tax recommendations based on a specific personal situation. Although they are deemed reliable, no representation or warranty, express or implied, is made as to the accuracy, quality or completeness of this information and data. The opinions expressed should not be construed as a solicitation or offer to purchase or sell the units referred to herein and should not be viewed as a recommendation. We recommend you consult your legal advisor.

    FlexiFonds de solidarité FTQ Inc.

    The FlexiFonds are distributed solely in Québec by FlexiFonds de solidarité FTQ Inc. a mutual fund dealer wholly owned by the Fonds de solidarité FTQ. Please consult your advisor and read the prospectus and Fonds overview before making an investment. The Fonds' securities are not insured by the Canada Deposit Insurance Corporation or any other government deposit insurer or by the Autorité des marchés financiers. The mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

    Trademarks

    FlexiFonds, FlexiFonds Conservative, FlexiFonds Balanced and FlexiFonds Growth and the other trademarks displayed on this site are registered trademarks of the Fonds de solidarité FTQ. Other companies' trademarks are used with permission or under license. All rights reserved. Trademark references on this site should not be construed as an implied authorization to use such trademarks.

    Access and site availability

    The site is the property of Fonds de solidarité FTQ. By using the site, you agree to the following terms of use. You acknowledge and agree that the Fonds de solidarité FTQ may restrict, suspend or revoke your access to or use of all or part of the site, including links to third party sites, at any time, with or without cause, in its absolute discretion, without notice or liability. The Fonds de solidarité FTQ does not guarantee that this site will be available and meet your requirements or that access to this site will be uninterrupted. Availability downtime may occur at any time, without notice, including downtime required for maintenance or technical reasons.