Choose a savings solution that's good for you and for Québec
By choosing FlexiFonds, you can support the local economy and Québec society while working towards your savings goals and honouring your personal values.
Why choose FlexiFonds?
Take advantage of our automatic
savings feature to save
70% of FlexiFonds mutual fund assets are related to the local economy
Investing with FlexiFonds is a great way to keep your savings local.
Flexible products that suit your profile
With FlexiFonds mutual funds, you can choose from three products tailored to various investor profiles and savings goals. In addition to enjoying the flexibility to access your money when you need it, you won't have any enrolment, transaction, or redemption fees to pay.
You prioritize income stability over long-term appreciation of your savings?
Looking for balance between income and savings growth?
Looking for long-term savings growth and, to a lesser extent, income?
FlexiFonds' funds returns
Annual compound returns (%) as of December 31, 20211
|1 year||3 years||5 years||10 years||Since Inception|
Please consult your advisor and read the prospectus and fund facts before making an investment. The FlexiFonds are not insured by the Canada Deposit Insurance Corporation or any other government deposit insurer or by the Autorité des marchés financiers. The indicated rate of return is the historical annual compounded total return including changes in unit value and reinvestment of all distributions and does not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. The mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.
Personalized advice and service you can trust
Our FlexiFonds mutual fund advisors put their expertise and skill at your disposal, with zero pressure and zero commissions. They will be happy to answer your questions and help you choose among our FlexiFonds savings solutions.Get to know our advisors
Our full range of savings solutions
Compare the key features of our savings products and vehicles.
|Main savings objective||Redemption criteria||Online registration||Contribution method||Local savings|
|FlexiFonds mutual funds|
|FlexiFonds TFSA||Retirement or saving for a project||No conditions||Yes||One-time or automatic bank withdrawals||Yes|
|FlexiFonds RRSP||Retirement||No conditions||Yes||One-time or automatic bank withdrawals||Yes|
|FlexiFonds RRIF||Retirement income||No conditions||No||Transfers and withdrawals only||Yes|
|Maximize your savings beyond the RRSP and TFSA limits||No conditions||No||One-time or automatic bank withdrawals||Yes|
About FlexiFonds de solidarité FTQ
FlexiFonds de solidarité FTQ Inc. is a wholly-owned subsidiary of the Fonds de solidarité FTQ. FlexiFonds de solidarité FTQ Inc. acts as the principal distributor of the funds' units and is a mutual fund dealer registered with the Autorité des marchés financiers.
Most Frequently Asked Questions
You can invest in several of our savings solutions online.
All the information and data provided on this site are for information purposes only and are not intended to provide advice on your personal investment situation or investment, financial, legal, accounting or tax recommendations based on a specific personal situation. Although they are deemed reliable, no representation or warranty, express or implied, is made as to the accuracy, quality or completeness of this information and data. The opinions expressed should not be construed as a solicitation or offer to purchase or sell the units referred to herein and should not be viewed as a recommendation. We recommend you consult your legal advisor.
FlexiFonds de solidarité FTQ Inc.
The FlexiFonds are distributed solely in Québec by FlexiFonds de solidarité FTQ Inc. a mutual fund dealer wholly owned by the Fonds de solidarité FTQ. FlexiFonds de solidarité FTQ inc. does not distribute any other mutual funds. Please consult your advisor and read the prospectus and fund facts before making an investment. The FlexiFonds are not insured by the Canada Deposit Insurance Corporation or any other government deposit insurer or by the Autorité des marchés financiers. The mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.
FlexiFonds, FlexiFonds Conservative, FlexiFonds Balanced and FlexiFonds Growth and the other trademarks displayed on this site are registered trademarks of the Fonds de solidarité FTQ. Other companies' trademarks are used with permission or under license. All rights reserved. Trademark references on this site should not be construed as an implied authorization to use such trademarks.
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