Invest in non-RRSP+ shares or in an Investment Account with FlexiFonds.Discover how
Certain savings strategies, including a non-registered account, can promote a balanced allocation of assets among various tax vehicles.
|Main savings objective||30% tax credits specific to the Fonds||Redemption criteria||Online enrollment||Product|
|Non-RRSP+ shares with the Fonds||Contributing over and above the RRSP and TFSA limits||Yes*||Subject to the Fonds' redemption criteria||No||Fonds share|
|Investment Account with FlexiFonds||Contributing over and above the RRSP and TFSA limits||No||No restrictions||No||Mutual fund|
Nom : Martin
Job: Logistics manager
Annual taxable income: $76,000
Goal: Is debating between carrying out projects and preparing for retirement
Financial goal: Wants to invest $10,000 even though his RRSP and TFSA contribution room is used up.
Check your most recent Notice of Assessment.
The Canada Revenue Agency lists this information under "RRSP deduction limit/CPP deduction limit statement" on your income tax return.
Visit the CRA website.
Go to the Electronic Services for Individuals tab under My Account.
Call TIPS (Telephone Electronic Intelligence Service).
Call 1-800-267-6999 to reach TIPS.