What does it means to buy non-RRSP+ shares?

It means you can buy shares that aren't registered in an RRSP+.

When you buy Fonds de solidarité FTQ shares that aren't registered in an RRSP+, you:

  • get 30% in tax savings.*
  • benefit from the same return as if you'd contributed to the RRSP+.
  • are only taxed 50% on capital gains.**

*The tax credits granted to the shareholders of the Fonds are 15% at the federal level and 15% at the provincial level. Tax credits are capped at $1,500 per tax year, which corresponds to purchases of Fonds de solidarité FTQ shares having a value of $5,000.

** Capital gain inclusion rate for 2023. This rate may change in the future.

Do you have more questions?

Our agents will be pleased to answer any questions you may have at:

Legal Notes
Please read the prospectus before buying Fonds de solidarité FTQ shares. Copies of the prospectus may be obtained on the Website fondsftq.com, from a local representative or at the offices of the Fonds de solidarité FTQ. The indicated rates of return are the historical annual compounded total returns including changes in share value and reinvestment of all dividends and do not take into account income taxes payable by any security holder that would have reduced returns. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.
Prospectus_EN ( 838 Kb )