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The Fonds' random selection

The Fonds' random selection is over.

Our goal: to help workers who want to save for retirement

As part of the random selection process, the Fonds had set aside at least $75 million to help more people save for retirement while benefiting from an additional 30% in tax credits.[1].

Starting October 5, 2026, another window will open. It will once again be possible to subscribe to Fonds shares through bank withdrawals for a limited period. However, the contribution rules will be different. To learn more, find out about lump-sum contributions.

Legal Notes
1

The subscription for shares of the Fonds de solidarité FTQ may give rise to labour-sponsored fund tax credits. The tax credits amount to 30%, namely 15% at the Quebec level and 15% at the federal level, and are limited to $1,500 per fiscal year, which represents a $5,000 subscription for shares of the Fonds de solidarité FTQ. These shares can be held in an RRSP at the Fonds de solidarité FTQ and allow you to benefit from the tax credits, in addition to the RRSP deduction from your income. These shares can also be held in a non-RRSP account at the Fonds de solidarité FTQ. In this case, you can only claim the tax credits. Thus, by subscribing for shares of the Fonds de solidarité FTQ held in an RRSP at the Fonds de solidarité FTQ, you can, depending on your tax situation, benefit from more tax savings than the usual RRSP deduction. The Fonds de solidarité FTQ uses the term "RRSP+" to illustrate this enhanced tax benefit.

2

Example for the 2026 taxation year, based on a person with a $45,000 taxable annual income with a marginal tax rate of 25.7%, who receives tax savings immediately on each paycheque. The calculated amounts are estimates that can vary according to your tax situation.

3

The Fonds reserves the right to extend or shorten the registration and selection periods. As a result, individuals may register during the selection period. The timing of a person's registration may influence their chances of being selected.

Please read the prospectus before subscribing for shares of the Fonds de solidarité FTQ. Copies of the prospectus may be obtained on the Website fondsftq.com, from a local representative or at the offices of the Fonds de solidarité FTQ. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.