Who is eligible for the random selection?

All Québec residents aged 18 and over, whether or not they are already Fonds savers.

However, if you are selected, certain rules will apply depending on your age and the savings vehicle you choose.

As of age 65:

Starting in the year you turn 65, you're no longer eligible for labour-sponsored fund tax credits. This means you won't be eligible for the additional 30% in tax credits.[1]

Aged 71 or younger on December 31 of the current year:

You can contribute to your own RRSP+ or your spouse's RRSP+ by subscribing to Fonds shares if your RRSP deduction limit allows. Alternatively, you can contribute to a non-RRSP+ account by subscribing to Fonds shares.

Over 71 years old on December 31 of the current year:

You can no longer contribute to an RRSP+, but you can contribute to your spouse's RRSP+ by subscribing to Fonds shares until December 31 of the year in which your spouse turns 71, if your RRSP deduction limit allows.Alternatively, you can contribute to a non-RRSP+ account by subscribing to Fonds shares.

Read the Random Selection Conditions

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    The subscription of shares of the Fonds de solidarité FTQ may give rise to labour-sponsored fund tax credits. The tax credits amount to 30%, namely 15% at the Quebec level and 15% at the federal level, and are limited to $1,500 per fiscal year, which represents a $5,000 subscription of shares of the Fonds de solidarité FTQ.

    Please read the prospectus before subscribing to shares of the Fonds de solidarité FTQ. Copies of the prospectus may be obtained on the Website fondsftq.com, from a local representative or at the offices of the Fonds de solidarité FTQ. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.