Random Selection Conditions

The Fonds de solidarité des travailleurs et des travailleuses du Québec (FTQ) (the "Fonds") will issue, for a limited time, Class "A" shares, Series 1 and Series 2 (the "Share" or, collectively, the "Shares"), for a maximum amount of at least $75 million (the "Authorized Amount") pursuant to a random selection. Randomly selected savers will be able to subscribe to Shares via bank withdrawals starting November 3, 2025, to a maximum total amount of $5,000.

By submitting a registration form, and subject to applicable law and the current prospectus, the saver acknowledges and represents that they meet the eligibility criteria and have read and accept the terms and conditions set forth herein.

Terms and conditions

Registration

  1. The registration period will begin on October 6, 2025.
  2. To register for the random selection that grants the right to subscribe to Shares via bank withdrawals, the saver must log in to their account or create one in order to complete the registration form available in My Online Account.
  3. Only one random selection registration form may be submitted per saver. The probability of being selected is the same for all registered savers. However, the Fonds reserves the right to extend the registration period beyond November 3, 2025, which marks the beginning of the selection period. Therefore, the likelihood of being selected will be higher if the individual registers before the selection period begins.
  4. The Fonds reserves the right to verify any information provided on the registration form, including the identity and eligibility of the saver. Any incomplete, inaccurate, or fraudulent random selection entries submitted by a saver may be rejected and the saver, disqualified.
  5. In order to proceed with the random selection, the Fonds must collect, disclose, and use the personal information provided by the saver to complete their registration, in accordance with the Fonds' Protection of Personal Information Notice.

    6. Eligibility

  6. To be eligible, savers must be residents of Québec and 18 years of age or older. The concept of resident is that of the Québec Taxation Act.
  7. Staff members, board members, and committee members of the Fonds and its subsidiaries, as well as family members who share their residence, are not allowed to subscribe to Shares during the blackout period from November 30 to December 23, 2025. However, they may register for the random selection during this period. If they are selected, their first bank withdrawal must take place after the end of the trading blackout period, that is, on or around December 23, 2025.

    8. Random selection procedure

  8. The selection period will begin on November 3, 2025. At this time, a list will be drawn up at random to determine the order of priority for selected savers who will have the opportunity to subscribe to Shares via bank withdrawals.
  9. Following the random selection, all selected savers will receive an email with a six-character unique code allowing them to subscribe to Shares via bank withdrawals.
  10. Each unique code is valid for seven (7) days following receipt of the email (the "Subscription Period"). Once the Subscription Period ends, the unique code will be automatically deactivated, and the individual will no longer be able to use it to subscribe to Shares as part of the random selection process. However, the individual may re-register by completing the form again in My Online Account, as long as the registration period remains open. If selected again, they will receive a new unique code.
  11. Each unique code is exclusive to the selected saver and can only be used once. It may not be exchanged, transferred, or sold to any other person, in whole or in part.
  12. If amounts remain available after expiration of the Subscription Period, the next savers on the initial list will receive a unique code by email allowing them to subscribe to Shares via bank withdrawals. This process will be repeated until the Authorized Amount is reached.

    13. Subscription to Shares via bank withdrawals

  13. The total amount of the Share subscription must be between $10 and $5000.
  14. As part of the random selection process, the subscription to Shares via bank withdrawals must be made through My Online Account or by phone with a Fonds Saving Services agent.
  15. Withdrawals can be scheduled between November 3, 2025, and May 31, 2026.
  16. Subscribed Shares must be transferred to a savings plan at the Fonds: either an RRSP+, a spousal RRSP+, or a non-RRSP+ account.
  17. It is the responsibility of the selected saver to ensure that they are eligible for the tax credits[1] related to their subscriptions to the Fonds Shares and for the RRSP-related deductions. A subscription to Shares does not automatically entitle the saver to tax credits.
  18. The Fonds reserves the right to accept or reject any subscription application, in whole or in part.
  19. Shares will be valued at the price prevailing at the time of subscription.
  20. The Fonds reserves the right to modify, suspend, cancel, or terminate any Share subscription method offered. The Fonds will announce any changes in this regard by way of press release.
  • 1

    The subscription for shares of the Fonds de solidarité FTQ may give rise to labour-sponsored fund tax credits. The tax credits amount to 30%, namely 15% at the Quebec level and 15% at the federal level, and are limited to $1,500 per fiscal year, which represents a $5,000 subscription for shares of the Fonds de solidarité FTQ. These shares can be held in an RRSP at the Fonds de solidarité FTQ and allow you to benefit from the tax credits, in addition to the RRSP deduction from your income. These shares can also be held in a non-RRSP account at the Fonds de solidarité FTQ. In this case, you can only claim the tax credits. Thus, by subscribing for shares of the Fonds de solidarité FTQ held in an RRSP at the Fonds de solidarité FTQ, you can, depending on your tax situation, benefit from more tax savings than the usual RRSP deduction. The Fonds de solidarité FTQ uses the term "RRSP+" to illustrate this enhanced tax benefit.

    Please read the prospectus before subscribing for shares of the Fonds de solidarité FTQ. Copies of the prospectus may be obtained on the Website fondsftq.com, from a local representative or at the offices of the Fonds de solidarité FTQ. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.