A helping hand for your medium-term plans

The TFSA with FlexiFonds has a number of valuable features.

  • A return net of tax

    The money in your TFSA with FlexiFonds — your initial capital plus any interest — grows tax-free! This way, you have access to all your savings when you make a withdrawal to carry out a project.

    Investing your savings in a TFSA can be a wise choice as a complement to your RRSP+ savings with the Fonds.

  • The perfect match for you plans

    FlexiFonds savings solutions offer greater withdrawal flexibility compared to the RRSP+ with the Fonds because amounts invested in them can be withdrawn at any time, free of charge, to help you make your plans come true. If your plans don't work out or if you can carry them out sooner, you can still withdraw the money you need whenever you want.

    The value of FlexiFonds mutual funds can fluctuate over time, so our specialists recommend that savers hold their savings over an investment horizon of approximately 3 years.

  • Determine your investor profile

    Your investor profile is the starting point for determining which FlexiFonds product is right for you based on your risk tolerance, investment horizon and other factors. Get started on yours now, with just a few clicks.

FlexiFonds: a new advice and product offering designed especially for you

Objective advice

As they receive a fixed salary and not a commission, our mutual fund advisors have only one goal: helping you turn your plans into reality. If none of the products meet your needs, they will provide you with a better-suited option.

Products that suit your profile

With our mutual funds, you can choose from 3 products geared to various investor profiles and your savings plans. Moreover, you can access your money when you need it.

Local investments

With 70% of their assets related to the Québec economy, our new products are in line with the Fonds' mission to support Québec's economy. Our savings solutions are unique on the market and highly invested in Québec since one-third of their assets consist of shares of our labour-sponsored fund.

Achieve your life plans more easily!

Find out how investing in a TFSA with FlexiFonds can work for you.

Nom : Cédric

Age: 32

Job: Stevedore

Annual taxable income: $89,000

Goal: Renovate his home

Savings habit: $120 per pay, every two weeks

Cédric just bought a duplex. He's very proud of his new investment since it's full of potential. The kitchen has seen better days and could benefit from some renovations in the near future. Cédric decides to invest in his TFSA to help pay for the future work, which he plans to do in a few years.

Most frequently asked questions

Why did the Fonds create the FlexiFonds offering?
The Fonds created the FlexiFonds offering to meet other savings needs while further supporting our economy. Only an entity registered as a mutual fund dealer with the AMF, such as  FlexiFonds de solidarité FTQ inc., can distribute this offering of savings products.
More Details : Why did the Fonds create the FlexiFonds offering?
What is a mutual fund?
A mutual fund is a pool of money collected from investors. Managed by a fund manager, the allocation of the invested amounts is determined based on the fund's objectives.
More Details : What is a mutual fund?
For what goal is a TFSA a good investment option?
This savings vehicle can be useful if you want to realize a specific project, set aside an emergency fund or to top up your retirement savings.
More Details : For what goal is a TFSA a good investment option?

Ready to invest in a TFSA with FlexiFonds?

  • About FlexiFonds de solidarité FTQ
    FlexiFonds de solidarité FTQ Inc. is a wholly-owned subsidiary of the Fonds de solidarité FTQ. FlexiFonds de solidarité FTQ Inc. acts as the principal distributor of the funds' units and is a mutual fund dealer registered with the Autorité des marchés financiers.

    FlexiFonds de solidarité FTQ Inc.
    The FlexiFonds are distributed solely in Québec by FlexiFonds de solidarité FTQ Inc. a mutual fund dealer wholly owned by the Fonds de solidarité FTQ. Please consult your advisor and read the prospectus and Fonds overview before making an investment. The Fonds' securities are not insured by the Canada Deposit Insurance Corporation or any other government deposit insurer or by the Autorité des marchés financiers. The mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.