Savings vehicles and products
Make the most of our clear, simple and profitable savings solutions.
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Determine your savings goal
Your goal may be to buy your first home, go back to school, plan your retirement or be something altogether unique. Your financial needs change throughout your life, and the Fonds will be there for you every step of the way.
Choose your savings solution
By combining the vehicles and savings products that the Fonds offers, you can benefit from a variety of features tailored to your financial situation and savings goals.
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You can become a Fonds saver in minutes and contribute directly online toward almost all of our savings solutions.
Our savings vehicles and products





Feature overview
Main savings objective | 30% tax credits specific to the Fonds | Redemption criteria | Online enrollment | Product | |
---|---|---|---|---|---|
Registered savings | |||||
RRSP+ | Retirement | Yes* | Subject to the Fonds' redemption criteria | Yes | Fonds shares |
RRSP with FlexiFonds | Retirement | No | No restrictions | Yes | Mutual funds |
TFSA with FlexiFonds | Retirement and saving for a projet | No | No restrictions | Yes | Mutual funds |
RRIF with FlexiFonds | Retirement income | No | No restrictions | No | Mutual funds |
Non-registered savings | |||||
Non-registered shares with the Fonds | Contributing over and above the RRSP and TFSA limits | Yes* | Subject to the Fonds' redemption criteria | No | Fonds shares |
FlexiFonds investment account | Contributing over and above the RRSP and TFSA limits | No | No restrictions | No | Mutual funds |
Notes
Are you familiar with the FlexiFonds offering?

FlexiFonds is a new advice and product offering designed especially for you. It offers Fonds savers a variety of savings vehicles and products tailored to various investor profiles and savings goals.
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You can enroll for many of our saving solutions online.
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Please read the prospectus before buying Fonds de solidarité FTQ shares. Copies of the prospectus may be obtained on the Website fondsftq.com, from a local representative or at the offices of the Fonds de solidarité FTQ. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.
Prospectus_EnAbout FlexiFonds de solidarité FTQ
FlexiFonds de solidarité FTQ Inc. is a wholly-owned subsidiary of the Fonds de solidarité FTQ. FlexiFonds de solidarité FTQ Inc. acts as the principal distributor of the funds' units and is a mutual fund dealer registered with the Autorité des marchés financiers.FlexiFonds de solidarité FTQ Inc.
The FlexiFonds are distributed solely in Québec by FlexiFonds de solidarité FTQ Inc. a mutual fund dealer wholly owned by the Fonds de solidarité FTQ. FlexiFonds de solidarité FTQ inc. does not distribute any other mutual funds. Please consult your advisor and read the prospectus and Fonds overview before making an investment. The Fonds' securities are not insured by the Canada Deposit Insurance Corporation or any other government deposit insurer or by the Autorité des marchés financiers. The mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.