Why invest in a tax-free savings account (TFSA)?

When you invest in a TFSA, you can save tax-free. This means that neither the returns you earn on your investment nor any withdrawals will be taxed.

A savings vehicle useful to:

The benefits of the TFSA with FlexiFonds

  • Local investments in line with the Fonds' mission
  • Earnings that grow tax-free and income that isn't taxable even when withdrawn
  • A flexibility regarding withdrawals
  • A choice of three products tailored to various risk profiles and your savings plans.



Reinvest your RRSP+ tax savings in your TFSA every year!

The FlexiFonds offering: the Fonds family has grown

Personalized advice and savings solutions, 100% online and over the phone, are now possible with Fonds!

When you choose the TFSA with FlexiFonds, you are investing in a mutual fund, which reduces risk by diversifying your portfolio. We'll work with you to define your investor profile and offer you the product that's right for you.

With three funds to choose from, there's one suitable for everyone

FlexiFonds Conservative

You prioritize income stability over long-term appreciation of your savings?


FlexiFonds Balanced

Looking for balance between income and savings growth?


FlexiFonds Growth

Looking for long-term savings growth and, to a lesser extent, income?


Should you invest in an RRSP+ or a TFSA with FlexiFonds?

These two savings solutions differ in the following key ways:

Main savings objective 30% tax credits specific to the Fonds Redemption criteria Tax deductible contribution Taxable withdrawal
RRSP with FlexiFonds Retirement No No restrictions Yes Yes
TFSA with FlexiFonds Saving for a project No No restrictions No No

Calculate the future value of my TFSA

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Projected value of my TFSA*

* The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect future values of the Fonds de solidarité FTQ's share.

Achieve your life plans more easily!

Find out how investing in a TFSA with FlexiFonds can complement your RRSP+.

Nom : Mylène

Age: 39

Job: High school teacher

Annual taxable income: $62,000

Goal: Save while still enjoying life

Savings habit: Invests tax savings in a TFSA every year

Mylène believes that it is important to save without sacrificing her lifestyle. When she receives her tax refund each spring, she invests as much as she can in her TFSA with FlexiFonds to boost her savings. 

Most frequently asked questions

Why did the Fonds create the FlexiFonds offering?
The Fonds created the FlexiFonds offering to meet other savings needs while further supporting our economy. Only an entity registered as a mutual fund dealer with the AMF, such as  FlexiFonds de solidarité FTQ inc., can distribute this offering of savings products.
More Details : Why did the Fonds create the FlexiFonds offering?
What is a mutual fund?
A mutual fund is a pool of money collected from investors. Managed by a fund manager, the allocation of the invested amounts is determined based on the fund's objectives.
More Details : What is a mutual fund?
Who can invest in a TFSA?
Any individual aged 18 or older who has a valid social insurance number (SIN) may invest in a TFSA.
More Details : Who can invest in a TFSA?

Ready to invest in your TFSA with FlexiFonds?

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    The FlexiFonds are distributed solely in Québec by FlexiFonds de solidarité FTQ Inc. a mutual fund dealer wholly owned by the Fonds de solidarité FTQ. Please consult your advisor and read the prospectus and Fonds overview before making an investment. The Fonds' securities are not insured by the Canada Deposit Insurance Corporation or any other government deposit insurer or by the Autorité des marchés financiers. The mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

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