Why invest in a tax-free savings account (TFSA)?
When you invest in a TFSA, you can save tax-free. This means that neither the returns you earn on your investment nor any withdrawals will be taxed.
A savings vehicle useful to:
The benefits of the TFSA with FlexiFonds
- Local investments in line with the Fonds' mission
- Earnings that grow tax-free and income that isn't taxable even when withdrawn
- A flexibility regarding withdrawals
- A choice of three products tailored to various risk profiles and your savings plans.
The FlexiFonds offering: the Fonds family has grown
Personalized advice and savings solutions, 100% online and over the phone, are now possible with Fonds!
With three funds to choose from, there's one suitable for everyone
Should you invest in an RRSP+ or a TFSA with FlexiFonds?
These two savings solutions differ in the following key ways:
|Main savings objective||30% tax credits specific to the Fonds||Redemption criteria||Tax deductible contribution||Taxable withdrawal|
|RRSP with FlexiFonds||Retirement||No||No restrictions||Yes||Yes|
|TFSA with FlexiFonds||Saving for a project||No||No restrictions||No||No|
Calculate the future value of my TFSA
Projected value of my TFSA*
* The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect future values of the Fonds de solidarité FTQ's share.
Achieve your life plans more easily!
Find out how investing in a TFSA with FlexiFonds can complement your RRSP+.
Nom : Mylène
Job: High school teacher
Annual taxable income: $62,000
Goal: Save while still enjoying life
Savings habit: Invests tax savings in a TFSA every year
Most frequently asked questions
Ready to invest in your TFSA with FlexiFonds?
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FlexiFonds de solidarité FTQ Inc.
The FlexiFonds are distributed solely in Québec by FlexiFonds de solidarité FTQ Inc. a mutual fund dealer wholly owned by the Fonds de solidarité FTQ. Please consult your advisor and read the prospectus and Fonds overview before making an investment. The Fonds' securities are not insured by the Canada Deposit Insurance Corporation or any other government deposit insurer or by the Autorité des marchés financiers. The mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.
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