Why invest in a tax-free savings account (TFSA)?
When you invest in a TFSA, you can save tax-free, starting at age 18. This means that neither the returns you earn on your investment nor any withdrawals will be taxed.
Investing local is another way to support the local economy
In keeping with the Fonds' mission, the money you save in your TFSA with FlexiFonds is reinvested primarily in the Québec economy.
The benefits of choosing the TFSA with FlexiFonds:
- Earnings that grow tax-free and income that isn't taxable even when withdrawn.
- The flexibility to withdraw, ideal for your medium- or long-term plans!
- A choice of three products tailored to various risk profiles and your savings plans.
Reinvest your tax savings in your TFSA every year!
With three funds to choose from, there's one for everyone
Mutual funds composed of mainly Québec stocks and bonds, which help stimulate the local economy.
You prioritize income stability over long-term appreciation of your savings?
Looking for balance between income and savings growth?
Looking for long-term savings growth and, to a lesser extent, income?
Choose the savings solution tailored to your needs
These two savings solutions differ in the following key ways:
|Main savings objective||30% tax credits specific to the Fonds||Redemption criteria||Tax-deductible contribution||Taxable withdrawal|
|RRSP with FlexiFonds||Retirement||No||No restrictions||Yes||Yes|
|TFSA with FlexiFonds||Saving for a project||No||No restrictions||No||No|
Calculate the future value of my TFSA
Projected value of my TFSA*
* The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect future values of the Fonds de solidarité FTQ's share.
Most frequently asked questions
Ready to invest in your TFSA with FlexiFonds?
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FlexiFonds de solidarité FTQ Inc.
The FlexiFonds are distributed solely in Québec by FlexiFonds de solidarité FTQ Inc. a mutual fund dealer wholly owned by the Fonds de solidarité FTQ. FlexiFonds de solidarité FTQ inc. does not distribute any other mutual fund. Please consult your advisor and read the prospectus and fund facts before making an investment. The FlexiFonds are not insured by the Canada Deposit Insurance Corporation or any other government deposit insurer or by the Autorité des marchés financiers. The mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.
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