What are the benefits of the Fonds de solidarité FTQ RRSP+ by payroll deduction?

They are many: additional 30 percent tax credit¹, free implementation, easy to manage, tool to build employee loyalty, contribution to Québec's economic growth, and an alternative to the VRSP.

Here are six great reasons to offer the RRSP+.

  1. It's a saving solution that gives more to your employees, as they get an additional 30 percent tax credit¹ on their contributions and those of their employer, if applicable.
  2. It's simple, free, and quick to set up.
  3. It's easy to manage thanks to the secure website Espace employeur.
  4. It helps build employee loyalty.
  5. It contributes to Québec's economic growth.
  6. It's an alternative to the VRSP.

Learn more about the benefits.

Legal Notes
1
The acquisition of shares of the Fonds de solidarité FTQ may give rise to labour-sponsored fund tax credits. The tax credits amount to 30%, namely 15% at the Quebec level and 15% at the federal level, and are limited to $1,500 per fiscal year, which represents a $5,000 purchase of shares of the Fonds de solidarité FTQ. Under the 2023-2024 provincial budget, only individuals whose taxable income in Quebec for the 2022 taxation year was less than $112,656 will have access to 30% tax credits for the 2024 taxation year. Please note, however, that this measure has not currently been the subject of a bill or legislative amendment and could therefore be subject to modifications.
Please read the prospectus before buying Fonds de solidarité FTQ shares. Copies of the prospectus may be obtained on the Website fondsftq.com, from a local representative or at the offices of the Fonds de solidarité FTQ. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.