RRSP+: Save. And enjoy.
Saving for the future and enjoying today is easy with the Fonds.
Contribute nowChoosing the RRSP+ with the Fonds is a win-win decision!
Get an additional 30% in tax savings*
An RRSP+ with the Fonds entitles you to an extra 30% in tax savings* in addition to the standard RRSP deduction—a great incentive for working Québecers to choose this product.
Save for your life plans
With the RRSP+, you can save for projects other than retirement, such as buying a house or going back to school.
Support the local economy
The Fonds invests in local companies. When you contribute to the RRSP+ with the Fonds, you help maintain hundreds of thousands of quality jobs** in Québec.
Choosing the RRSP+ means reaching more than 753,000 shareholder-savers** who act out of solidarity and contribute to Québec's socioeconomic prosperity.
Share value
$53.33
12-month return
-4.4%
Shareholders' annual compound
returns as at November 30, 2022
| -4.4% 1 year |
4.9% 3 years |
6.3% 5 years |
7.0% 10 years |
Calculate your tax savings
My annual taxable income is
I would like to contribute:
Tax savings: $1,437.50
tax return with a traditional RRSP
tax return with the Fonds' RRSP+
Thanks to the standard RRSP deductions and the additional 30% tax savings unique to the Fonds, your RRSP+
will only cost you $1,062.50
for an annual savings of $2,500
Save continuously with automatic savings
Contribute to your RRSP+ anytime online: it's easy, convenient, and secure! Our agents are ready to take your call in case you have questions.
Take advantage of payroll deductions
If your employer offers payroll deductions, you can automatically contribute with every paycheque and immediately benefit from your additional tax savings.
Discover the benefits of payroll deductionsContribution methods: In order to maintain a balanced business model, certain contribution methods will remain suspended beyond June 1, 2022. Therefore, lump sum contributions and automatic bank withdrawals will not be accepted for RRSP+ share purchases. The suspension does not affect payroll deductions, existing preauthorized withdrawal agreements, or repayments that are required under the HBP or LLP.
Did you know that an RRSP+ can help you achieve your goals?
Whether you're just starting to save or nearing retirement, your Fonds savings are there to support you throughout your life.
Buy your first home
The RRSP+ and the HBP make it easier to finance the purchase of your first home.
Go back to school
Update your skills or get a fresh start: with the LLP, you can go back to school for less.
Plan your retirement
Retiring with peace of mind requires careful planning. Save with the RRSP+ and build the retirement that's right for you.
A flexible RRSP in case of bumps in the road
An RRSP+ with the Fonds will also help you meet any challenges life throws your way.***
Most frequently asked questions
Save and enjoy life with the RRSP+
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The Fonds de solidarité FTQ's shareholders will receive 15% in tax credits from the Québec government and 15% from the federal government. They are capped at $1,500 per fiscal year, which represents a $5,000 purchase of shares of the Fonds de solidarité FTQ.
Please read the prospectus before buying Fonds de solidarité FTQ shares. Copies of the prospectus may be obtained on the Website fondsftq.com, from a local representative or at the offices of the Fonds de solidarité FTQ. The indicated rates of return are the historical annual compounded total returns including changes in share value and reinvestment of all dividends and do not take into account income taxes payable by any security holder that would have reduced returns. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.
**As at November 30, 2022
***Because the Fonds is subject to a share redemption policy, it can redeem your shares only if your situation meets one of the redemption criteria set out in Schedules 1 and 2 of the Prospectus.