The RRSP with FlexiFonds products is also available as a spousal RRSP, so you can increase your savings as a couple and reduce your tax burden.
70% of FlexiFonds mutual fund assets are related to the local economy
Investing with FlexiFonds products is a great way to keep your savings local.
FlexiFonds Conservative
You prioritize income stability over long-term appreciation of your savings?
FlexiFonds Growth
Looking for long-term savings growth and, to a lesser extent, income?
Main savings objective | 30% tax credits specific to the Fonds | Redemption criteria | Online enrollment | Product | |
---|---|---|---|---|---|
RRSP+ | Retirement | Yes* | Subject to the Fonds' redemption criteria | Yes | Fonds shares |
RRSP with FlexiFonds products | Retirement | No | No restrictions | Yes | Mutual fund units |
Spousal RRSP with FlexiFonds products | Retirement | No | No restrictions | No | Mutual fund units |
Notes
In years, your savings could reach .
Make sure you have enough RRSP contribution room available to respect the stated contribution amount. You can find this information by logging into My Account on the CRA website or calling the CRA's Tax Information Phone Service (TIPS): 1-800-267-6999.
Can't decide between an RRSP and a TFSA?
We've prepared a breakdown of the advantages associated with each option, so that you can make an informed choice based on your needs and situation. We also explain how these two savings vehicles complement each other.
Compare RRSPs and TFSAsFlexiFonds mutual fund advisors are here to help
Our FlexiFonds mutual fund advisors put their expertise and skill at your disposal, with zero pressure and zero commissions. When you choose an RRSP with FlexiFonds, our advisors will work with you to define your investor profile and offer the product that's right for you. It's a great way to optimize your retirement savings and minimize your tax bill.
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