What should I do with excess contributions to my RRSP+?

If you have yet to receive a tax slip, you can transfer excess contributions to a non-RRSP+ account.

If you've reached your annual RRSP contribution limit and wish to continue saving for retirement, you can contribute to your non-RRSP+ for 30% in tax savings.[1]

Do you have more questions?

Our agents will be pleased to answer any questions you may have at:

1-800-567-3663
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    The subscription of shares of the Fonds de solidarité FTQ may give rise to labour-sponsored fund tax credits. The tax credits amount to 30%, namely 15% at the Quebec level and 15% at the federal level, and are limited to $1,500 per fiscal year, which represents a $5,000 subscription of shares of the Fonds de solidarité FTQ.

    Please read the prospectus before subscribing to shares of the Fonds de solidarité FTQ. Copies of the prospectus may be obtained on the Website fondsftq.com, from a local representative or at the offices of the Fonds de solidarité FTQ. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.