I'm 60 years of age or older and receive a pension from the Québec Pension Plan or an equivalent plan. Can I use my RRSP+?

Yes. If you're 60 years of age or older and you receive a pension from the QPP, you can submit a request to redeem your RRSP+.

According to the redemption criteria for retirement, from the time you receive a retirement pension, whether it’s from the QPP or an equivalent plan, you can submit a redemption request for the shares you hold.


The shareholder must be at least 60 years of age and receive or be set to receive a pension from the Québec Pension Plan or equivalent plan within three months of the request.

Document required:

The Fonds de solidarité FTQ form


a copy of proof of payment of pension benefits under the Québec Pension Plan or an equivalent plan such as:

  • notice of acceptance;
  • pension cheque;
  • confirmation that the pension has been changed;
  • Relevé 2 or T4A slip.

Eligible shares:

All shares held for at least 730 days.

The FlexiFonds offering is the logical extension of your Fonds experience


It's possible to stay invested in the Fonds family with the FlexiFonds offering. It offers Fonds savers a variety of savings vehicles and products tailored to various investor profiles and savings goals.

Learn more about the FlexiFonds offering

Do you have more questions?

Our agents will be pleased to answer any questions you may have at:

Legal Notes
Please read the prospectus before buying Fonds de solidarité FTQ shares. Copies of the prospectus may be obtained on the Website fondsftq.com, from a local representative or at the offices of the Fonds de solidarité FTQ. The indicated rates of return are the historical annual compounded total returns including changes in share value and reinvestment of all dividends and do not take into account income taxes payable by any security holder that would have reduced returns. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.