The RRSP with FlexiFonds
Invest in a Flexifonds savings product tailored to your risk tolerance profile and your savings plans.
InvestWhy invest in a registered retirement savings plan (RRSP)?
Investing in an RRSP allows you to deduct the amount of your contribution from your income and defer the tax payable until later, when you make withdrawals from your RRSP.
A savings vehicle useful to:
The benefits of the RRSP with FlexiFonds
- Local investments in line with the Fonds' mission
- A tax deduction specific to RRSPs
- A flexibility regarding withdrawals
- A choice of three products tailored to various risk profiles and your savings plans.
Tip
Use the RRSP with FlexiFonds as a complement your RRSP+!

The FlexiFonds offering: the Fonds family has grown
Personalized advice and savings solutions, 100% online and over the phone, are now possible with Fonds!
With three funds to choose from, there's one suitable for everyone
FlexiFonds Conservative
You prioritize income stability over long-term appreciation of your savings?
FlexiFonds Balanced
Looking for balance between income and savings growth?
FlexiFonds Growth
Looking for long-term savings growth and, to a lesser extent, income?
Should you invest in an RRSP+ or the RRSP with FlexiFonds?
These two savings solutions differ in the following key ways:
Main savings objective | 30% tax credits specific to the Fonds | Redemption criteria | Online enrollment | Product | |
---|---|---|---|---|---|
RRSP+ | Retirement | Yes* | Subject to the Fonds' redemption criteria | Yes | Fonds shares |
RRSP with FlexiFonds | Retirement | No | No restrictions | Yes | Mutual funds |
Notes
Calculate the future value of my RRSP
Projected value of my RRSP*
* The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect future values of the Fonds de solidarité FTQ's share.
Achieve your life plans more easily!
Find out how investing in an RRSP with FlexiFonds can complement your RRSP+.

Nom : Claude
Age: 56
Job: Foreman
Annual taxable income: $81,000
Goal: Planning for retirement
Savings habit: $190 in the RRSP+ with the Fonds every two weeks
Notes
Most frequently asked questions

Ready to invest in your RRSP with FlexiFonds?
Invest-
Information
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The FlexiFonds are distributed solely in Québec by FlexiFonds de solidarité FTQ Inc. a mutual fund dealer wholly owned by the Fonds de solidarité FTQ. Please consult your advisor and read the prospectus and Fonds overview before making an investment. The Fonds' securities are not insured by the Canada Deposit Insurance Corporation or any other government deposit insurer or by the Autorité des marchés financiers. The mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.Trademarks
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