Are RPPs and VRSPs also considered pension plans?

There are several different types of pension plan, each with its own characteristics and unique features. Two of the most popular are RPPs and VRSPs.

Here's what makes these two plans unique:

  • RPP: Registered pension plan, which may be either a defined benefit plan (e.g., RREGOP) or defined contribution plan.
  • VRSP: Voluntary retirement savings plan.

These pension plans allow you to transfer accumulated amounts from your former employer's pension plan to a LIRA or LIF.

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