The Fonds’ share redemption policy requires a 730-day holding period. Should I stop contributing two years before retiring?

No. You can continue contributing to the Fonds until you retire.

Note that all shares held for at least 730 days are eligible for immediate redemption if you're retired at the time of the request. The 730-day period relates only to the last shares purchased. You’ll have access to these amounts two years after the purchase date.

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Legal Notes
Please read the prospectus before buying Fonds de solidarité FTQ shares. Copies of the prospectus may be obtained on the Website, from a local representative or at the offices of the Fonds de solidarité FTQ. The indicated rates of return are the historical annual compounded total returns including changes in share value and reinvestment of all dividends and do not take into account income taxes payable by any security holder that would have reduced returns. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.