What is the minimum holding period for my Fonds shares?

The holding period maximizes the impact of your savings on the growth of local companies. It varies according to the date of acquisition of your shares.

Except for the exception mentioned below, the minimum holding period of 730 days, provided in the Act, for the application of redemption criteria relating to retirement, phased retirement and shareholders who have reached 65 years of age Fonds de solidarité FTQ share redemptions will be gradually extended as follows:

Share acquisition date On or before May 31, 2024 Between June 1, 2024,
and May 31, 2025		 Between June 1, 2025,
and May 31, 2026		 On or after June 1, 2026
Minimum holding period 2 years 3 years 4 years 5 years

Exception : Shareholders who are or will turn, during a year, 71 years of age may redeem their Shares without a minimum holding period.

Do I have to stop contributing 5 years before I retire?

No. You can continue to contribute to the Fund until you retire.

The minimum holding period can affect the financial planning of investors approaching retirement. It may be beneficial to consider it in your disbursement plan.

Legal Notes
Please read the prospectus before subscribing to shares of the Fonds de solidarité FTQ. Copies of the prospectus may be obtained on the Website fondsftq.com, from a local representative or at the offices of the Fonds de solidarité FTQ. The indicated rates of return are the historical annual compounded total returns including changes in share value and reinvestment of all dividends and do not take into account income taxes payable by any security holder that would have reduced returns. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.

Do you have more questions?

Our agents will be pleased to answer any questions you may have at:

1-800-567-3663