I plan to retire in five years. Can I start contributing to the Fonds?

While it's a good idea to start saving early, you can open an RRSP+ account at any time up to December 31 of your 71st year.

Note that, from the year you turn 65, or if you've redeemed or plan to redeem your shares for retirement during the current year, you won’t be able to claim the labour-sponsored funds tax credits. However, nothing prevents you from starting to contribute to your RRSP+ anyway.

Do you have more questions?

Our agents will be pleased to answer any questions you may have at:

Legal Notes
Please read the prospectus before buying Fonds de solidarité FTQ shares. Copies of the prospectus may be obtained on the Website fondsftq.com, from a local representative or at the offices of the Fonds de solidarité FTQ. The indicated rates of return are the historical annual compounded total returns including changes in share value and reinvestment of all dividends and do not take into account income taxes payable by any security holder that would have reduced returns. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.