Can I repay an HBP I took out at another financial institution to an RRSP+ with the Fonds?

Yes. Making your HBP repayment into the RRSP+ with the Fonds offers great benefits.

Repaying your RRSP+ for an HBP you took out with another financial institution lets you benefit from 30%* in tax credits, even if it's an HBP repayment.

*The tax credits granted to the shareholders of the Fonds are 15% at the federal level and 15% at the provincial level. Tax credits are capped at $1,500 per tax year, which corresponds to purchases of Fonds de solidarité FTQ shares having a value of $5,000.

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Legal Notes
Please read the prospectus before buying Fonds de solidarité FTQ shares. Copies of the prospectus may be obtained on the Website, from a local representative or at the offices of the Fonds de solidarité FTQ. The indicated rates of return are the historical annual compounded total returns including changes in share value and reinvestment of all dividends and do not take into account income taxes payable by any security holder that would have reduced returns. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.
Prospectus_EN ( 814 Kb )