The Fonds de solidarité FTQ becomes a partner for your retirement!
It's easy to invest in the Fonds!
OPEN AN ACCOUNT
Did you know?
Under the new Decree respecting security guards by virtue of the Act respecting collective agreement decrees, each eligible employee will receive a $0.20 per hour employer contribution to their Fonds RRSP. For you to benefit from this investment, you will need to open an account. To do this, make sure you have your social insurance number and your email address.
What is the RRSP+?
The RRSP+ is a proven retirement savings solution. It entitles you to an extra 30% in tax savings¹ when you subscribe to Fonds shares, in addition to the standard RRSP deduction.
Discover the RRSP+Calculate your payroll deduction
Result
Real cost to you: $0.00
| Amount deducted per pay | $0.00 |
|---|---|
| RRSP deduction | $0.00 |
| + 30% tax credit | $0.00 |
| Real cost | $0.00 |
Indicate $0.00 per pay in the "Amount to be invested" field when you fill out your contribution form.
Notes
Support the local economy
Les Fermes Lufa, Miralis, Rudsak...You probably know someone who works for one of the hundreds of companies in which the Fonds invests.
Benefit from additional tax savings
When you contribute to the RRSP+ by subscribing to Fonds shares, you benefit from 30% more tax savings¹ compared to a regular RRSP. No less!
Save for retirement and much more
Planning on buying your first home or going back to school? You can achieve your life projects by investing in the RRSP+.
Enrolling only takes a few minutes
OPEN AN ACCOUNTMost frequently asked questions
The subscription for shares of the Fonds de solidarité FTQ may give rise to labour-sponsored fund tax credits. The tax credits amount to 30%, namely 15% at the Quebec level and 15% at the federal level, and are limited to $1,500 per fiscal year, which represents a $5,000 subscription for shares of the Fonds de solidarité FTQ. These shares can be held in an RRSP at the Fonds de solidarité FTQ and allow you to benefit from the tax credits, in addition to the RRSP deduction from your income. These shares can also be held in a non-RRSP account at the Fonds de solidarité FTQ. In this case, you can only claim the tax credits. Thus, by subscribing for shares of the Fonds de solidarité FTQ held in an RRSP at the Fonds de solidarité FTQ, you can, depending on your tax situation, benefit from more tax savings than the usual RRSP deduction. The Fonds de solidarité FTQ uses the term "RRSP+" to illustrate this enhanced tax benefit.
Please read the prospectus before subscribing for shares of the Fonds de solidarité FTQ. Copies of the prospectus may be obtained on the Website fondsftq.com, from a local representative or at the offices of the Fonds de solidarité FTQ. The indicated rates of return are the historical annual compounded total returns including changes in share value and reinvestment of all dividends and do not take into account income taxes payable by any security holder that would have reduced returns. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.
