I'm 65, but I'm not yet retired. Can I redeem my RRSP+?

Yes. As soon as you reach 65 years of age, whether you are retired or not, you can redeem your RRSP+.

Please note that if you are not yet 71 years of age (the age limit for contributing to an RRSP according to the Income Tax Act), you are not required to redeem or transfer your RRSP+ with the Fonds to another savings vehicle. You can maintain it with the Fonds and withdraw it as needed at a later date.

No age limit exists for non-RRSP shares. You can therefore continue to contribute while doing your part to help drive the local economy. However, no tax credits are issued after you turn 65.

Requirements:

The shareholder must have reached 65 years of age.

Document required:

Completed Fonds de solidarité FTQ "Shareholder’s Solemn Declaration" form stating that the shareholder is 65 years of age or older.

Eligible shares:

All shares held for at least 730 days.

Do you have a more questions?

Our agents will be pleased to answer any questions you may have at:

1 800 567-3663
Legal Notes

Please read the prospectus before buying Fonds de solidarité FTQ shares. Copies of the prospectus may be obtained on the fondsftq.com website, from a local representative or at the offices of the Fonds de solidarité FTQ. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.
Prospectus En ( 883 Kb )