Why choose FlexiFonds products?

Support our economy

With 70% of their investments linked to Québec, FlexiFonds mutual funds help us continue our long-standing mission to make Québec prosper by maintaining and creating jobs.

Pay the right price, not one penny more

Our management fees are among the lowest in the market for products with a high Québec concentration. And on top of that, there are no front-end load, back-end load and trailer fees!

Benefit from over 35 years of financial expertise

Our new mutual funds are based on over 35 years of financial expertise gained with 667,417 savers. That's a lot of people!

A retirement plan? A savings solution!

At each key moment of your retirement, your financial needs change. Choose the right savings vehicle to meet your objective.

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RRSP (Registered Retirement Savings Plan)

A retirement savings tool, the RRSP enables you to accumulate money while deferring income taxes payable. Generally, an RRSP is very beneficial because, after retirement, your income and your income taxes payable will be lower.

RRIF (Registered Retirement Income Fund)

The RRIF is the logical continuation of the RRSP. This savings vehicle enables you to benefit from the money you accumulated over your lifetime by transforming it into retirement income.

Investment account

Have you reached your RRSP and TFSA contribution limits? The investment account can help you continue accumulating and growing your savings.

Three funds to suit each and everyone's needs

Choosing a savings vehicle comprising mutual funds reduces risk through portfolio diversification. To turn your plan into reality with complete peace of mind, FlexiFonds advisors guide you toward the product that is suited to your risk tolerance and your objectives.

 

FlexiFonds Conservative

You prioritize income stability over long-term appreciation of your savings?

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FlexiFonds Balanced

Looking for balance between income and savings growth?

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FlexiFonds Growth

Looking for long-term savings growth and, to a lesser extent, income?

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In addition, FlexiFonds advisors are here to support you

To help you choose the savings solution that suits your needs, FlexiFonds advisors support you and take the time to determine with you the best strategy to adopt to achieve your plan.

DISCOVER OUR ADVICE OFFERING

 

 Most Frequently Asked Questions

FlexiFonds
What is a mutual fund?
A mutual fund is a pool of money collected from investors. Managed by a fund manager, the allocation of the invested amounts is determined based on the fund's objectives.
More Details : What is a mutual fund?
FlexiFonds
Do I get the 30% additional tax credits with the FlexiFonds offering?
The 30% additional tax credits are only available with the Class A shares of the Fonds. With FlexiFonds products, you get the tax benefits related to the savings vehicles offered and the opportunity to easily access your savings when you need them.
More Details : Do I get the 30% additional tax credits with the FlexiFonds offering?
FlexiFonds
Are FlexiFonds products guaranteed investments?
As investments made with FlexiFonds are investments in mutual funds, they are not guaranteed.
More Details : Are FlexiFonds products guaranteed investments?
FlexiFonds
Who can buy FlexiFonds mutual fund units?
Whether you're a Fonds saver or not, you can buy FlexiFonds mutual fund units if you are 18 years of age or older and reside in Québec.
More Details : Who can buy FlexiFonds mutual fund units?
RRIF
I'm almost 71. What should I do with my RRSP+?
Since the year you turn 71 is the legal deadline for holding an RRSP, you have decisions to make. We want to be there for you during this new chapter in your life. Follow our guide to learn more about the options available to you.
More Details : I'm almost 71. What should I do with my RRSP+?
Getting Started
How to maximize my savings with the Fonds?
Prioritizing the RRSP+ because of its tax benefits may be a sound approach. Investing in a FlexiFonds mutual fund is also a good strategy as it provides flexible access to your money.
More Details : How to maximize my savings with the Fonds?

About FlexiFonds de solidarité FTQ

FlexiFonds de solidarité FTQ Inc. is a wholly-owned subsidiary of the Fonds de solidarité FTQ. FlexiFonds de solidarité FTQ Inc. acts as the principal distributor of the funds' units and is a mutual fund dealer registered with the Autorité des marchés financiers.

Give us a call, and let's talk about your plan!

Monday to Friday, 8:30 a.m. to 5 p.m.

1 800 567-3663
  • Information

    All the information and data provided on this site are for information purposes only and are not intended to provide advice on your personal investment situation or investment, financial, legal, accounting or tax recommendations based on a specific personal situation. Although they are deemed reliable, no representation or warranty, express or implied, is made as to the accuracy, quality or completeness of this information and data. The opinions expressed should not be construed as a solicitation or offer to purchase or sell the units referred to herein and should not be viewed as a recommendation. We recommend you consult your legal advisor.

    FlexiFonds de solidarité FTQ Inc.

    The FlexiFonds are distributed solely in Québec by FlexiFonds de solidarité FTQ Inc. a mutual fund dealer wholly owned by the Fonds de solidarité FTQ. Please consult your advisor and read the prospectus and Fonds overview before making an investment. The Fonds' securities are not insured by the Canada Deposit Insurance Corporation or any other government deposit insurer or by the Autorité des marchés financiers. The mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

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