Did you know?

Under the new Decree respecting security guards by virtue of the Act respecting collective agreement decrees, each eligible employee will receive a $0.10 per hour employer contribution to their Fonds RRSP. For you to benefit from this investment, you will need to open an account. To do this, make sure you have your social insurance number, your Personal Saver Number (included in the letter you received) and your email address.

What is the RRSP+?

The RRSP+ is a proven retirement savings tool that makes it possible for you to save tax-free. You could also benefit from an additional 30% tax credit*!

Discover the RRSP+

Calculate my payroll deduction

In addition to benefitting from your employer's contribution, we also invite you to start contributing through payroll deduction to maximize your savings.

Think about the amount you want to set aside on each pay and receive your tax refund immediately on your contribution as well as on the employer's contribution.

Calculate your payroll deduction

Amount to be invested

$
$

Result

Real cost to you: $0.00

Amount deducted per pay $0.00
RRSP deduction $0.00
+ 30% tax credit $0.00
Real cost $0.00

Indicate $0.00 per pay in the 'Amount to be invested' field when you fill out your contribution form.

Notes

If the payroll system cannot apply the tax credit directly to your pay, you can apply it when you prepare your tax return.

Investing in the Fonds means choosing positive savings

Support the local economy

Les Fermes Lufa, Miralis, Rudsak...You probably know someone who works for one of the hundreds of companies in which the Fonds invests.

Benefit from additional tax savings

By contributing to the RRSP+ at the Fonds, you benefit from 30% more tax savings* compared to a regular RRSP!

Save for retirement and much more

Planning on buying your first home or going back to school? You can achieve your life projects by investing in the RRSP+.

Notes

*The tax credits granted to the shareholders of the Fonds are 15% at the federal level and 15% at the provincial level. Tax credits are capped at $1,500 per tax year, which corresponds to purchases of Fonds de solidarité FTQ shares having a value of $5,000.

Enrolling only takes a few minutes

OPEN AN ACCOUNT

Frequently asked questions

RRSP+
What are the tax benefits of an RRSP+ with the Fonds de solidarité FTQ?
An RRSP+ with the Fonds provides two tax benefits that, when combined, can save you between 58% and 83% in tax on the amount contributed!
More Details : What are the tax benefits of an RRSP+ with the Fonds de solidarité FTQ?
RRSP+
What are payroll deductions?
Payroll deductions are an automatic way to save by contributing to your RRSP directly on your paycheck and benefiting from an immediate tax credit.
More Details : What are payroll deductions?
RRSP+
What is the difference between payroll deductions and automatic withdrawals?
Unlike automatic withdrawals, payroll deductions let you enjoy tax savings with each paycheck.
More Details : What is the difference between payroll deductions and automatic withdrawals?
Discover the Fonds
What can I expect as a return on investment?
The Fonds’ share performance depends on the change in the value of its share; therefore, it isn’t predetermined. The share is currently valued at $46.20.
More Details : What can I expect as a return on investment?
RRSP+
Why do I get tax credits when I contribute to the Fonds de solidarité FTQ?
The governments have agreed to offer these tax credits to encourage Quebec workers to invest with the Fonds de solidarité FTQ so that it can pursue its essential economic mission.
More Details : Why do I get tax credits when I contribute to the Fonds de solidarité FTQ?
RRSP+
Does the Fonds de solidarité FTQ charge administrative fees?
No, there are no account opening fees for new savers.
More Details : Does the Fonds de solidarité FTQ charge administrative fees?

Questions? Call us!

Monday to Friday: 8:30 a.m. to 5 p.m.

1 800 567-3663
Legal Notes
Please read the prospectus before buying Fonds de solidarité FTQ shares. Copies of the prospectus may be obtained on the Website fondsftq.com, from a local representative or at the offices of the Fonds de solidarité FTQ. The indicated rates of return are the historical annual compounded total returns including changes in share value and reinvestment of all dividends and do not take into account income taxes payable by any security holder that would have reduced returns. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.
Prospectus En ( 878 Kb )