Financial literacy and retirement savings training
Additional tools and tips
At the Fonds, we know how hard you work to make sure you achieve the retirement you want. To complement your training with our experts at the Economic Training Centre (ETC), here are a few additional resources to help you on your way to a decent retirement.
Personal finance
Learn the basics of personal finance so you can pursue your dream projects with peace of mind.
Our tips
Debt repayment made simple
Tips and tricks that'll take the stress out of repaying your debts.
Saving Savvy: Learn to love saving
Find out why it's better to start saving sooner rather than later.
Start the courseOur tools
Make a budget
Budgeting has never been easier! Answer five simple questions and get a custom budget spreadsheet based on your family situation.
CalculateCalculate your net worth
Get a clear picture of what you really own and your financial situation by determining your personal net worth.
CalculateTrusted resources presented in training
Savings
Whether you have your eye on a major purchase, want to set up a rainy day fund, or simply want to have cash on hand for the occasional splurge, saving will help you reach all kinds of goals, both in your working life and in retirement.
Our tips
How much should you save each year for retirement?
Tips on calculating your annual savings and achieving your goals.
Debunking 11 savings myths
Many popular beliefs about saving are simply misconceptions. Here is some reliable information to help you make informed decisions about your money!
Our tools
Calculate my payroll deductions with the RRSP+
Input the amount you want to set aside with each paycheque and see your tax refund instantly.
CalculateCalculate my tax savings with the RRSP+
With the RRSP+, you could save more for a lot less with the 30% in tax credits specific to the Fonds de solidarité FTQ.
CalculateCalculate the future value of my TFSA
Enter the amount you want to contribute each year in your TFSA and find out how the value of your portfolio could change over time.
Calculate
Trusted resources presented in training
99 trucs pour économiser sans se priver
(Autorité des marchés financiers) (French only)
Retirement planning
How do you plan for retirement? How much money will you need to live comfortably? When is the right age to retire? It's normal to feel a little lost and to lack a clear long-term goal when it comes to retirement. We have everything you need to make a solid game plan.
Our tips
Who are our mutual fund advisors?
Experts who will always be happy to answer your questions.
Retirement income: How much do you need?
Take a closer look at what sources of income will be available to you.
Your retirement could last 30 years. Will you be prepared?
When planning for retirement, it's essential to consider your life expectancy. Find out everything you need to know to avoid leaving your future to chance.
Our tools
Estimate my retirement income
This planning tool helps you estimate your income after you retire, giving you an overview of your current and future financial situation.
CalculateEstimate your RRIF withdrawals
This calculator lets you estimate how much you should withdraw from your registered retirement income fund (RRIF) so that you can better plan your retirement income.
CalculateTrusted resources presented in training
Our videos
Check out our videos to learn about a range of topics (in French).
The Quebec tax system
Consolidate your understanding of tax brackets and the differences between effective and marginal rates.
The pay slip
Demystify the sections of a pay slip: gross salary, deductions, contributions, net salary.
Savings vehicles and financial products
Know the difference between savings vehicles and financial products.
Understanding credit
Differentiate between indebtedness and overindebtedness, credit card interest calculation, credit score and credit report.
Understanding RRIFs
Discover the main features of this disbursement vehicle.
The credit card
Demystify the credit card, including the mechanics of interest calculation.
We help you save for a decent retirement
Saving with the Fonds goes beyond the RRSP+. We provide access to a wealth of resources and caring professionals to help you feel confident about planning your retirement.
