Get RRSP+ through payroll deduction

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Already over 10,000 businesses and counting enjoy the benefits.

It’s easy to help your employees save for retirement

Fonds de solidarité FTQ offers smart business solutions for you and an easy way to save for retirement for your employees. With the Fonds payroll deduction plan, your employees can contribute to an RRSP and your business is exempt from setting up a VRSP. Everyone wins!

Get RRSP+ through payroll deduction

RRSP+ through payroll deduction is much more than a simple way for your employees to save for retirement—it gives them 30% extra income tax savings right on their pay.

RRSP+ for your employees, the right choice for your business.

RRSP+, your VRSP solution

Most Québec businesses are required to set up voluntary retirement savings plans under the Act respecting VRSPs. We have a free, turnkey solution. You meet your legal requirements and your employees get the benefit of RRSP+ through payroll deduction.

A whole community of reasons to choose the Fonds

The Fonds has a sole mission: to help drive the Québec economy. By offering your employees the chance to contribute to an RRSP+ with the Fonds through payroll deduction, you are doing your part to boost Québec’s economic growth and build better communities.


The Fonds de solidarité FTQ provides you with information on the RRSP+, informs you about your employer obligations regarding the VRSP, and offers tips and advice on how to make recruiting easier and retain employees longer.

VRSP vs. RRSP+ via payroll deduction: differences and specifics

Read the Article

Better understanding employee group savings plans

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Do you have to contribute to your staff’s RRSPs?

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We’re here to help

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Get answers to your questions

See the answers to the most frequent questions we get about payroll deduction, legal obligations under the Act respecting VRSPs, and the Employer Extranet.


Talk to one of our agents

Call us at 1-888-385-3723 Monday to Friday, 8:30 a.m. to 4:30 p.m. You can also write.

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Connect to the Employer Extranet

You can manage all of your business’s payroll deductions directly online with our Employer Extranet

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Offer RRSP+ through payroll deduction

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