I'd like to transfer the money I've accumulated in my pension plan to a life annuity. Do you offer this product at the Fonds?

You can transfer money from your former pension plan to a LIRA, LIF, or life annuity. FlexiFonds de solidarité FTQ does not offer a life annuity product, but we do offer LIRA and LIFs.

The funds in a life annuity are managed by an insurance company or financial institution, guaranteeing a stable annual income.

However, it's important to keep a few things in mind:

  • You cannot change your payment schedule if your situation changes.
  • Life annuities are less advantageous when interest rates are low.
  • With a LIRA or LIF, savers retain ownership of their account and can make changes to their investments.

Give us a call, and let's talk about your situation!

Monday to Thursday, from 9 a.m. to 8 p.m., and Fridays from 9 a.m. to 5 p.m.

1-844-595-3787

  • FlexiFonds de solidarité FTQ Inc.
    The units of the FlexiFonds funds are distributed solely in Québec by FlexiFonds de solidarité FTQ inc., a mutual fund dealer wholly owned by the Fonds de solidarité FTQ. FlexiFonds de solidarité FTQ inc. does not distribute the units of any other mutual funds. Management fees and other expenses may be associated with mutual fund investments. Please consult your advisor and read the prospectus and the fund facts documents before making an investment. The units of the FlexiFonds funds are not covered by the Canada Deposit Insurance Corporation nor any other government deposit insurer. The FlexiFonds funds are not guaranteed, their values change frequently, and past performance may not be repeated.

    Information
    All the information and data provided are for information purposes only; they are not intended to provide advice or recommendations of a financial, legal, accounting or tax nature with respect to investments. Although they are deemed reliable, no representation or warranty, express or implied, is made as to the accuracy, quality or completeness of this information and data. The opinions expressed should not be construed as a solicitation or an offer for the subscription or sale of shares of the Fonds de solidarité FTQ or the units referred to herein and should not be viewed as a recommendation. We suggest you consult your legal advisor.