In a sense, the amount you save in an RRSP represents a safety net that will help you meet your financial needs once you're retired. An RRSP makes it possible for the subscriber to defer the tax to be paid until later and deduct the amount they contribute from their eligible taxable income. It also makes it possible to grow the amounts invested as well as any returns sheltered from tax until they are withdrawn.
When you choose the RRSP+ at the Fonds, you benefit from additional tax savings* over and above the usual RRSP tax deduction.
You can also choose to invest in the RRSP with FlexiFonds. This savings vehicle doesn't provide additional tax savings, but it lets you access your money when you need it.