What’s an RRSP?

An RRSP (Registered Retirement Savings Plan) is an investment vehicle that lets you save throughout your professional life to compensate for a financial need that may arise during your retirement.

In a sense, the amount you save in an RRSP represents a safety net that will help you meet your financial needs once you’re retired. An RRSP makes it possible for the subscriber to defer the tax to be paid until later and deduct the amount they contribute from their eligible taxable income. It also makes it possible to grow the amounts invested as well as any returns sheltered from tax until they are withdrawn.

When you choose the RRSP+ at the Fonds, you benefit from additional tax savings* over and above the usual RRSP tax deduction.


*The tax credits granted to the shareholders of the Fonds are 15% at the federal level and 15% at the provincial level. Tax credits are capped at $1,500 per fiscal year, which represents a $5,000 purchase of shares of the Fonds de solidarité FTQ.

Do you have more questions?

Our agents will be pleased to answer any questions you may have at:

Legal Notes
Please read the prospectus before buying Fonds de solidarité FTQ shares. Copies of the prospectus may be obtained on the Website fondsftq.com, from a local representative or at the offices of the Fonds de solidarité FTQ. The indicated rates of return are the historical annual compounded total returns including changes in share value and reinvestment of all dividends and do not take into account income taxes payable by any security holder that would have reduced returns. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.
Prospectus_EN ( 682 Kb )