Can I transfer my savings to FlexiFonds from another financial institution?

Yes. You can transfer a TFSA or RRSP to FlexiFonds by phone or directly online. To transfer a RRIF, you will need to call us.

Switching to local savings is easy and free.

Transfer your savings to FlexiFonds from another financial institution by July 31, 2022, and receive a transfer fee refund (up to $150)1 for each registered plan worth $5,000 or more. FlexiFonds' team of mutual fund advisors will even take care of the paperwork for you!

After all, there are so many reasons to invest in the local economy.

If you want to transfer funds from a TFSA or RRSP, you can do so directly online.

Already with FlexiFonds?

Transfer an account

New to FlexiFonds?

Open an account with FlexiFonds

To transfer a RRIF, call us at 1-833-383-2121.

How does transferring an RRSP or TFSA work?

You will need a recent electronic statement of the account you wish to transfer, your account number, and the name and address of the originating institution.

  1. You must have an active account with FlexiFonds to make a transfer request. If this is not the case, you can open an account directly online. You will be required to make a one-time initial deposit of at least $10.
  2. New accounts are processed on the next business day. Once your account has been activated, log in and select the option to Transfer an account.
  3. You will then be guided through the transfer request process.
  4. Once your application is complete, it should take 4 to 5 weeks for the funds to be transferred and appear in your FlexiFonds portfolio.

Transfer an account Open an account with FlexiFonds

How does transferring a RRIF work?

You will need a recent electronic statement of the account you wish to transfer, your account number, and the name and address of the originating institution.

At this time, it's not possible to transfer a RRIF directly online. Instead, simply contact one of our FlexiFonds mutual fund advisors at 1-833-383-2121 (available Monday to Thursday between 9 a.m. and 8 p.m., and Fridays between 9 a.m. and 5 p.m.). They will be more than happy to assist you with this process!

Offre FlexiFonds

FlexiFonds: The next logical step in your journey with the Fonds

You can keep your savings within the greater Fonds' family thanks to the FlexiFonds offering. With FlexiFonds, you can invest in a TFSA, RRSP, RRIF, or Investment Account, in addition to products tailored to different investor profiles and savings goals.

Discover the FlexiFonds offering

Ready to transfer your savings to FlexiFonds?

Transfer an account
  • 1

    By participating in the Transfer Fee Refund Promotional Offer (the "Offer"), and subject to applicable laws and the current prospectus, you (the "Client") acknowledge that you have read, understand, and agree to be bound by the following terms and conditions.

    In accordance with the terms of the offer, an amount equivalent to the transfer fees incurred, up to a maximum of $150, will be reimbursed to any client who transfers and invests all or part of a registered investment account such as an RRSP, TFSA, or RRIF with a minimum value of $5,000 (the "Eligible Account") from another financial institution to FlexiFonds de solidarité FTQ inc. ("FlexiFonds").

    This Offer is valid for all existing or new FlexiFonds Clients who have an active account with FlexiFonds. To be eligible for this refund, the Client must submit a transfer request from an Eligible Account between 8:00 a.m. ET on March 21, 2022, and 11:59 p.m. ET on July 31, 2022 (the "Eligibility Period").

    The reimbursement of transfer fees shall be equal to the lesser of: (i) the actual transfer fee for an Eligible Account; or (ii) a maximum amount of $150 per Eligible Account, whichever is less. There is no limit to the number of Eligible Accounts a Client can transfer during the Eligibility Period. Partial transfers from the same Eligible Account are eligible for a single reimbursement only. 

    All transfer fee refunds shall be made by issuing an equivalent amount of FlexiFonds shares, directly credited to a FlexiFonds account in accordance with the same investment instructions applicable to the proceeds of the Eligible Account being transferred. Any request to redeem or switch FlexiFonds units received within 90 days of the end of the transfer process shall result in the Offer being rendered null and void, and the Client will be required to repay all transfer fees refunded by FlexiFonds.

    Transfer fees will be refunded in Canadian dollars after the transfer process is complete. The refunded amount shall not count as an RRSP, TFSA, or RRIF contribution, and no tax receipt will be issued. FlexiFonds mutual fund investments are not eligible for the Labour-sponsored funds tax credit. Transfer fee refunds may have tax implications. For more information, we recommend that the Client consult with their advisor.

    Under this Offer, only the transfer fees shall be refunded. No refunds will be made for transferring an Eligible Account that is exempt from transfer fees. The Client is responsible for all redemption fees, liquidation fees, commissions, and any other fees associated with transferring the account.

    Transfer requests that do not meet the eligibility requirements stated in the prospectus shall be denied. Fonds de solidarité FTQ and FlexiFonds reserve the right to suspend, cancel, or modify the terms and conditions of the offer at any time and without prior notice, and reject all liability for any loss, damage, or other harm that may result from taking part in the offer and transferring an Eligible Account.

    FlexiFonds reserves the right to suspend, cancel, or modify the terms of this Offer at any time without prior notice. FlexiFonds may also refuse transfer requests from Clients who do not meet the eligibility requirements as stated in the prospectus.

    FlexiFonds is not liable for any loss, damage, or harm that may arise from taking part in this Offer and transferring an Eligible Account.

    Information
    All the information and data provided on this website are for information purposes only; they are not intended to provide advice or recommendations of a financial, legal, accounting or tax nature with respect to investments. Although they are deemed reliable, no representation or warranty, express or implied, is made as to the accuracy, quality or completeness of this information and data. The opinions expressed should not be construed as a solicitation or offer to purchase or sell the units referred to herein and should not be viewed as a recommendation. We recommend you consult your advisor.

    FlexiFonds de solidarité FTQ Inc.
    The units of the FlexiFonds funds are distributed solely in Québec by FlexiFonds de solidarité FTQ inc., a mutual fund dealer wholly owned by the Fonds de solidarité FTQ. FlexiFonds de solidarité FTQ inc. does not distribute the units of any other mutual funds. Management fees and other expenses may be associated with mutual fund investments. Please consult your advisor and read the prospectus and the fund facts documents before making an investment. The FlexiFonds funds are not guaranteed, their values change frequently, and past performance may not be repeated.

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    FlexiFonds, FlexiFonds Conservative, FlexiFonds Balanced and FlexiFonds Growth and the other trademarks displayed on this site are registered trademarks of the Fonds de solidarité FTQ. Other companies' trademarks are used with permission or under license. All rights reserved. Trademark references on this site should not be construed as an implied authorization to use such trademarks.

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