Calculate your payroll deduction

Amount to be invested

$
$

Result

Real cost to you: $0.00

Amount deducted per pay $0.00
RRSP deduction $0.00
+ 30% tax credit $0.00
Real cost $0.00

Indicate $0.00 per pay in the 'Amount to be invested' field when you fill out your contribution form.

Save more for less: Choose payroll deduction for your RRSP+.

See how your RRSP+ gets you more for less.

Name: Antoine

Age: 41

Profession: Carpenter

Annual income: $52,500

Financial goal: To save for retirement

Savings habit: $50 automatic bank transfer every two weeks

Antoine has determined that he can afford to set aside $50 every two weeks. Last year, he chose to make an automatic bank transfers with the RRSP+. In this way, he invested $1,300 in his RRSP+ and saved $873 in tax.

This year, knowing his employer offer payroll deduction, Antoine chose this contribution option.

He determined he could afford to contribute $150 per pay since, after the tax deductions are taken into account, only a net amount of $50 would be deducted from his pay. Without tightening his belt, Antoine will now saves $3,900 a year in his RRSP+ instead of $1,300. That’s $2,600 more than last year!

Notes

*Example based on the 2017 taxation year for an individual with an annual taxable income of $52,500, at a marginal rate of 37.12%, who gets paid 26 times a year and receives tax savings immediately on each paycheque. The calculated amounts are estimates that can vary according to your tax situation.

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Legal Notes

The Fonds de solidarité FTQ’s shareholders will receive 15% in tax credits from the Québec government and 15% from the federal government. They are capped at $1,500 per fiscal year, which represents a $5,000 purchase of shares of the Fonds de solidarité FTQ.

Please read the prospectus before buying Fonds de solidarité FTQ shares. Copies of the prospectus may be obtained on the fondsftq.com website, from a local representative or at the offices of the Fonds de solidarité FTQ. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.
Prospectus En ( 883 Kb )