Solidarity Fund QFL - REDEMPTION CONDITIONS

REDEMPTION CONDITIONS

Loss Pertaining to
Principal Residence

In order for the Fund to redeem your shares under
the "Loss pertaining to principal residence" criterion, you must fulfill the following requirements and provide the required proof.

Requirements

You must:

show that there was a loss without indemnification or with partial indemnification;

AND

show that you are unable to pay for the consequences of the loss;

AND

have liquidated or used all your redeemable investments (including RRSPs), share redemption being the last resort.

Proof required

the Fund’s "Family Budget" form duly completed and signed;

AND

proof that all redeemable investments have been liquidated or cannot be redeemed;

AND

proof of the loss;

AND

proof of partial indemnification or absence of indemnification by your insurance company;

AND

proof of the costs related to the loss.

Eligible shares

All the shares.

Payment terms and conditions

A net lump-sum payment equal to the amount required to cover a substantial part of the cost to replace the asset will be issued by cheque payable jointly to the shareholder and the creditor (if applicable).

If less than 20 shares remain in your account, they will be automatically redeemed.

Subsequent acquisition of shares

You may purchase additional Fund shares one year after the last payment is issued under this criterion.

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