REDEMPTION CONDITIONS

Extraordinary and Unexpected Expense
Necessary for the Health of the Shareholder or a Dependent


In order for the Fund to redeem your shares under the "Extraordinary and unexpected expense necessary for the health of the shareholder or a dependent" criterion, you must fulfill the following requirements and provide the required proof.

Requirements
You must:
show that the expense is unexpected and necessary for health reasons, and if applicable, that the person involved is a dependent;
AND
show financial inability to pay the expense.
AND
have liquidated or used all your redeemable investments (including RRSPs), share redemption being the last resort.

Proof required
the Fund’s "Redemption request - Extraordinary and unexpected expense necessary for health" form duly completed and signed;
AND
proof that all your redeemable investments have been liquidated or cannot be redeemed;
AND
confirmation from a health professional attesting to the necessity of the care;
AND
proof of absence of indemnification or of partial indemnification by your or your employer’s insurance company;
AND
lproof of the charges related to the extraordinary expense.

Eligible shares
All the shares.

Payment terms and conditions
One net payment equal to the amount required to pay a substantial part of the expense.

The payment will be issued by cheque payable jointly to the shareholder and the creditor (if applicable).

If less than 20 shares remain in your account, they will be automatically redeemed.

Subsequent acquisition of shares
You may purchase additional Fund shares one year after the last payment is issued under this criterion.


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Call us at 1 800 567-FONDS (3663)

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