Are you between age 45 and 50?


If so, you must participate in a registered pension plan that allows you to retire as of age 45 and provide proof that you’re retiring.

What you need to remember
  • You must complete a declaration stating that you do not receive and have no intention of receiving employment or business income above the threshold set by the Régie des rentes du Québec ($11,225).
  • All shares held for at least two years are eligible for redemption.
  • You can purchase additional shares anytime. However you will no longer be entitled to tax credits.
What you need to do
  • Contact Shareholders Services to obtain the “Redemption Request – Retirement” form. Read the instructions carefully and complete the form.
    Provide a copy of your employer’s pension plan and proof of eligibility for retirement as of age 45.


N.B. In the case of a spousal RRSP, you must fulfill the same requirements as those mentioned above, or, if you have never worked, your spouse must do so.



Need more information?

click here to download the Fund’s simplified prospectus in PDF format.
You must have Acrobat Reader to read PDF documents.





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