How to maximize my savings with the Fonds?

Prioritizing the RRSP+ because of its tax benefits may be a sound approach. Investing in a FlexiFonds mutual fund is also a good strategy as it provides flexible access to your money.

Depending on your savings objectives, prioritizing the RRSP+ may be attractive due to the tax benefits it provides: 30% more tax savings* than a traditional RRSP, nothing less!

On this topic, Dany Provost, a financial planner, points out that a good RRSP strategy starts with investing in a labour-sponsored fund. (Source: Les AffairesAttention, this link will open a new tab.)

Investing in a FlexiFonds mutual fund may offer more flexible access to your savings should you need them before retirement.

Whether you are looking for solid guidance to make these important decisions or need help to choose the best option for you, FlexiFonds mutual fund advisors  are there to answer your questions.

Give us a call, and let's talk about your plan!

1-833-383-2121
Legal Notes
The acquisition of shares of the Fonds de solidarité FTQ may give rise to labour-sponsored fund tax credits. The tax credits amount to 30%, namely 15% at the Quebec level and 15% at the federal level, and are limited to $1,500 per fiscal year, which represents a $5,000 purchase of shares of the Fonds de solidarité FTQ. On March 1, 2024, The Government of Québec announced in Information Bulletin 2024-3 that tax legislation would be amended to postpone by three years the rule providing that the tax credit would be available only to individuals whose taxable income for a given taxation year was below the highest tax rate. Please note that this postponement may be subject to legislative changes.

  • Information
    All the information and data provided on this website are for information purposes only; they are not intended to provide advice or recommendations of a financial, legal, accounting or tax nature with respect to investments. Although they are deemed reliable, no representation or warranty, express or implied, is made as to the accuracy, quality or completeness of this information and data. The opinions expressed should not be construed as a solicitation or offer to purchase or sell the units referred to herein and should not be viewed as a recommendation. We recommend you consult your advisor.

    FlexiFonds de solidarité FTQ Inc.
    The units of the FlexiFonds funds are distributed solely in Québec by FlexiFonds de solidarité FTQ inc., a mutual fund dealer wholly owned by the Fonds de solidarité FTQ. FlexiFonds de solidarité FTQ inc. does not distribute the units of any other mutual funds. Management fees and other expenses may be associated with mutual fund investments. Please consult your advisor and read the prospectus and the fund facts documents before making an investment. The units of the FlexiFonds funds are not covered by the Canada Deposit Insurance Corporation nor any other government deposit insurer. The FlexiFonds funds are not guaranteed, their values change frequently, and past performance may not be repeated.

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