See our various question categories.

Withdrawals and Redemptions

Whether you're buying your first home, going back to school or retiring, discover all the ways you can leverage your RRSP+ made up of Fonds shares.

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Discover the Fonds

Our mission is to grow the Fonds, so it benefits Quebecers for a long time to come.

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Where to Start

New to the Fonds? Making your first steps into the savings world? Here’s the information you need to get started.

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My Online Account

Access your account, create your contribution options, change your address... on a platform designed with you in mind!

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Understanding the RRSP+

Discover how contributing to the RRSP+ by subscribing to Fonds shares allows you to pay less tax and support local businesses by the same token.

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Understanding the TFSA

Find answers to your questions concerning the TFSA with the FlexiFonds offering.

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Understanding Non-RRSP+ Shares

With shares held outside an RRSP+, you can continue saving money sheltered from tax even once you've reached your RRSP contribution limit.

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Understanding the RRIF

The RRIF is a logical extension of the RRSP. It allows you to make the most of your retirement savings while continuing to pay as little tax as possible.

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Understanding the LIRA

Find answers to your questions concerning the LIRA with the FlexiFonds offering.

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Understanding the LIF

Find answers to your questions concerning the LIF with the FlexiFonds offering.

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About FlexiFonds

Here you can find the answers to the most commonly asked questions about FlexiFonds mutual funds.

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Understanding the random selection

Find answers to your questions about the random selection.

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Most frequently asked questions

Getting Started
What does my income need to be when I retire?
Most specialists agree that, if you want to maintain your lifestyle upon retirement, you’ll need roughly 70% of your gross annual work income
More Details : What does my income need to be when I retire?
RRSP+
How can I contribute to an RRSP+ at the Fonds?
Only new shares subscriptions via payroll deductions are currently accepted in order to respect the equilibrium of the Fonds' business model.
More Details : How can I contribute to an RRSP+ at the Fonds?
Discover the Fonds
What can I expect as a return on investment?
The Fonds' share performance depends on the change in the value of its share; therefore, it isn't predetermined. The share is currently valued at $64.52.
More Details : What can I expect as a return on investment?
Getting Started
Why is it important to start saving early?
Because, more than the return or the amount invested, time in the most important enrichment factor.
More Details : Why is it important to start saving early?
Redemptions and withdrawals
Can I withdraw money from my RRSP+ before age 65?
You can benefit from the savings in your RRSP+ well before your 65th birthday, but only under certain conditions!
More Details : Can I withdraw money from my RRSP+ before age 65?