Do I need to repay the tax credits when I redeem RRSP+ shares or shares held outside an RRSP+?

You will never need to repay the additional tax credits you were granted, unless you fail to make the required repayments under the Home Buyers' Plan (HBP) and the Lifelong Learning Plan (LLP).

Both of these government programs require you to repay the amounts withdrawn from your RRSP+. That's why you’ll be required to repay the tax credits if you do not make your repayments.

Do you have more questions?

Our agents will be pleased to answer any questions you may have at:

1-800-567-3663
Legal Notes
Please read the prospectus before buying Fonds de solidarité FTQ shares. Copies of the prospectus may be obtained on the Website fondsftq.com, from a local representative or at the offices of the Fonds de solidarité FTQ. The indicated rates of return are the historical annual compounded total returns including changes in share value and reinvestment of all dividends and do not take into account income taxes payable by any security holder that would have reduced returns. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.