See our various question categories.

Discover the Fonds

Our mission is to grow the Fonds, so it benefits Quebecers for a long time to come.

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Where to Start

New to the Fonds? Making your first steps into the savings world? Here’s the information you need to get started.

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My Online Account

Access your account, create your contribution options, change your address... on a platform designed with you in mind!

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Understanding the RRSP+

With the RRSP+, you pay less tax and support local businesses by the same token!

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Withdrawals and Redemptions

Whether you’re buying your first home, going back to school or retiring, discover all the ways you can leverage your RRSP+.

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Understanding Non-RRSP Shares

With shares held outside an RRSP, you can continue saving money sheltered from tax even once you’ve reached your RRSP contribution limit.

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Understanding the RRIF

The RRIF is a logical extension of the RRSP. It allows you to make the most of your retirement savings while continuing to pay as little tax as possible.

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For Employers

And thanks to the employers’ extranet, you can manage everything online!

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Legal Notes
Please read the prospectus before buying Fonds de solidarité FTQ shares. Copies of the prospectusAttention, this link will open a new tab. may be obtained on the fondsftq.com website, from a local representative or at the offices of the Fonds de solidarité FTQ. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.
Prospectus En ( 1504 Kb )

 Most Frequently Asked Questions

Getting Started
What does my income need to be when I retire?
Most specialists agree that, if you want to maintain your lifestyle upon retirement, you’ll need roughly 70% of your gross annual work income
More Details : What does my income need to be when I retire?
RRSP+
Is there a contribution limit at the Fonds?
Yes. The Fonds de solidarité FTQ has set a $12,500 annual cap on contributions per shareholder per calendar year (January 1 to December 31).
More Details : Is there a contribution limit at the Fonds?
RRSP+
How can I contribute to an RRSP+ at the Fonds?
There are three simple and practical ways to contribute to your RRSP+ and benefit from its advantages.
More Details : How can I contribute to an RRSP+ at the Fonds?
Discover the Fonds
What can I expect as a return on investment?
The Fonds’ share performance depends on the change in the value of its share; therefore, it isn’t predetermined. The share is currently valued at $40.73.
More Details : What can I expect as a return on investment?
Getting Started
Why is it important to start saving early?
Because, more than the return or the amount invested, time in the most important enrichment factor.
More Details : Why is it important to start saving early?
Redemptions and withdrawals
Can I withdraw money from my RRSP+ before age 65?
You can benefit from the savings in your RRSP+ well before your 65th birthday, but only under certain conditions!
More Details : Can I withdraw money from my RRSP+ before age 65?