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| | START EARLY Think ahead...
for a more pleasant retirement!
Is this your first job? Or maybe you have been working for several years or just started a family. While it is perfectly normal for you to have other priorities besides retirement, now is really the time to start thinking about it.
Why?
Because more than ever, you will probably have to rely on your savings to maintain a certain quality of life.
How much will you need?
That depends on your lifestyle. Experts estimate than on average, you will need about 70% of the income earned in the years before retirement. That is a lot of money. Hence the importance of contributing early to an RRSP… and taking advantage of the double benefits offered by the Fund’s RRSP.
The solution
Buy shares from the Solidarity Fund QFL; register them in the Fund’s RRSP and take advantage of the tax benefits granted by both levels of government for all RRSPs and tax credits totalling 30% of the amount invested to which you are entitled because you have invested in the Solidarity Fund QFL. Obviously, the younger you are when you start to save, the more your RRSP will grow. Take a look at the example below and you will understand how important it is to start early.
A tip
Reinvest your tax refund in your RRSP in order to reach your annual contribution ceiling faster and reduce your taxes payable as much as possible.
There is also nothing stopping you from sometimes using a part of these tax credits for a special project.
What is important is to save systematically, and especially as early as possible!
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