I'm 55 years of age or older and receive a pension benefit. Can I submit a request to redeem my RRSP+?

Yes. If you receive pension benefits from your pension fund, you can submit a request to redeem your RRSP+.

According to the redemption criteria for retirement, from the time you receive a retirement pension, you can submit a redemption request for the share you hold.

Requirements:

The shareholder must be at least 55 years of age, receive or be set to receive within three months of the request, a life annuity under a pension plan, an annuity under a registered retirement savings plan or a deferred profit-sharing plan or payments under a registered retirement income fund, unless such annuity or payment is received because of the death of his or her spouse.

Document required:

The Fonds de solidarité FTQ form

AND

a copy of proof of payment of one of the following retirement benefits, such as a pension cheque, Relevé 2 or T4A slip:

  • pension benefits under an employer’s pension plan or a declaration by the employer confirming the retirement;
  • periodic payments under a registered retirement income fund (RRIF – LIF);
  • annuity under a deferred profit-sharing plan (DPSP);
  • pension under a registered retirement savings plan (RRSP).

Eligible shares:

All shares held for at least 730 days.

Do you have a more questions?

Our agents will be pleased to answer any questions you may have at:

1 800 567-3663
Legal Notes

Please read the prospectus before buying Fonds de solidarité FTQ shares. Copies of the prospectus may be obtained on the fondsftq.com website, from a local representative or at the offices of the Fonds de solidarité FTQ. The shares of the Fonds de solidarité FTQ are not guaranteed, their value changes and past performance may not be repeated.
Prospectus En ( 883 Kb )