Conditions of Use

Fonds de solidarité FTQ invites you to read the conditions of use carefully before using this website.  

The conditions of use (the “Conditions”) govern the use of all Fonds de solidarité FTQ’s websites, as well as all transactions conducted online (the “Services”). Fonds de solidarité FTQ’s websites include the present website, My Online Account, Employer Extranet, and LR Extranet.

Web browsing, and log-in with a password when necessary, implies, on one hand, that the user agrees to be bound by the Conditions, and on the other hand, that he consents to the content of the Protection of personal information section, and any changes that may be made from time to time. The refusal to consent implies that the user refrains from using the Fonds de solidarité FTQ’s websites.

Fonds de solidarité FTQ reserves the right to modify the Conditions and those set forth in its Protection of personal information section at any time and without prior notice, by publishing the relevant modifications directly on its website or by sending notifications to its users.

Protection of personal information

Fonds de solidarité places great importance on protection of personal information collected or provided from time to time, by any person with whom it deals with. Considering the confidential nature of this information, Fonds de solidarité FTQ has undertaken to put in place all necessary security measures to ensure its protection, in accordance with law.

For more information on Fonds de solidarité FTQ’s specific rules with regard to the collection, retention, use and disclosure of your personal information to third parties, please consult the Protection of personal information section.

Ownership

Unless otherwise indicated, the entire content of all Fonds de solidarité FTQ’s websites, including all texts, data, graphics, photographs and images, softwares (including the calculator software) and all trademarks, service trademarks, brand names used on the site, as well as their selection and arrangement (herein after collectively referred to as the “Content”) are subject to intellectual property rights, including copyrights, trademarks, and patents owned by Fonds de solidarities FTQ or granted to it.

Unless as expressly provided herein, no user or reproduction licence is granted to users of Fonds de solidarité FTQ’s websites and all intellectual property rights in that regard are expressly reserved.

Company names and logos used on Fonds de solidarité FTQ’s websites may be subject to trademarks (including registered trademarks), owned by Fonds de solidarité FTQ. They may not be copied, imitated or used, in whole or in part, otherwise than in compliance with the standards set out in the Guide of Standards. Other product and company names mentioned on Fonds de solidarité FTQ’s websites may also be trademarks of their respective owners.

Fonds de solidarité FTQ authorizes its users to download and print copies of the texts and documents available on its websites for non-commercial or internal purposes, provided that all such copies or reproductions includes copyright notices or other notice of ownership of the Content and are not altered in any way.

Fonds de solidarité FTQ authorizes its users to download and print copies of photographs of its officers and of the head office, as well as photographs of events, solely for press release illustration purposes and for the exclusive use of the print and electronic media.

Any other use of the information posted on Fonds de solidarité FTQ’s websites is strictly prohibited. It is not permitted to print or copy the HTML code or to copy any other computer program available for web streaming on Fonds de solidarité FTQ’s websites. 

No right, title or interest in any information or software is transferred to users as a result of any such downloading or copying. Except in cases where it has been expressly provided, it is not permitted to reproduce, publish, transmit, distribute, perform, post, modify or create derivative works from the Content of Fonds de solidarité FTQ’s websites, in whole or in part, to sell or participate in the sale of all or part of the Content and/or the websites, or to use in any manner whatsoever the Content and/or the websites, in whole or in part.

Content

The Content of Fonds de solidarité FTQ’s websites is presented for information purposes only. The Content shall, under no circumstance, be interpreted, considered or used as financial, legal, or tax advice of any kind. 

Fonds de solidarité FTQ recommends that you carefully read its simplified prospectus before making any investment decision.

Fonds de solidarité FTQ cannot be held liable for any damage whatsoever sustained by anyone in that regard.

Reliability of the Content

Fonds de solidarité FTQ undertakes to take all necessary measures so that the Content of the websites is as reliable as possible. However, the Content may contain inaccuracies or typographical errors.

Fonds de solidarité FTQ makes no representation, gives no warranty and does not assume any responsibility for the availability, accuracy, completeness, relevance, reliability of the Content, the Services, or the information reproduced on its websites, or of the information it receives or that is received by users as part of an online transaction. Fonds de solidarité FTQ reserves the right, in its absolute discretion, to correct any error or omission found on its websites.

THE CONTENT, SERVICES AND INFORMATION REPRODUCED ON FONDS DE SOLIDARITÉ FTQ’S WEBSITES ARE PROVIDED ON AN “AS IS” BASIS WITHOUT ANY REPRSENTATIONS, WARRANTIES AND CONDITIONS EXPRESS, IMPLIED, OR ARISING FROM THE LAW OR COMMERCIAL USAGE TO THE EXTENT PERMITTED BY LAW.

Links to third party websites and Content 

This website may, from time to time, contain documents, data or information provided, posted or offered by third parties. Fonds de solidarité FTQ does not take responsibility for these documents, data or information.

In addition, it is not liable for the Content and information found on other websites made available to users via hyperlinks. Those other websites are governed by their own conditions of use and the user assumes the risks related to their use.

Fonds de solidarité FTQ cannot be held liable to any person for any damage whatsoever regarding third party documents, data, or information.

Governing Law

The Conditions are governed by and interpreted in accordance with the laws of the Province of Québec and the applicable laws of Canada. Any dispute, disagreement or claim related to Fonds de solidarité FTQ’s websites and its Services must be submitted to and is subject to the exclusive jurisdiction of the Courts of the Province of Québec.

Online transactions (the Services)

Directives :

The user who accesses the Services in order to conduct an online transaction may be governed by directives specific to certain Services, which would then be communicated.

Fonds de solidarité FTQ reserves the right to modify such directives at any time without prior notice. It is therefore recommended to consult them on a regular basis. 

Legal effect :

To the extent applicable, every transaction conducted online using a password and a personal shareholder number or other unique identifier constitutes the user signature and has the same legal value and effect as if the transaction had been executed on paper and personally signed.

Declaration and undertakings of the user:

The user of the Services agrees to use them diligently and prudently, in compliance with these Conditions and the applicable legislation.

a) Protection of the confidentiality of your password 

To use certain Services, the user must choose a password that gives him secure access to such Services. The confidentiality of the password is essential to the protection and security of personal information and to maintain the privacy of operations performed online.

It is the responsibility of the user to protect the confidentiality of his password. The user must not allow anyone to use it and must take all necessary measures to ensure maximum security conditions. Moreover, it is the responsibility of the user to inform Fonds de solidarité FTQ of any unauthorized use of his password.

Fonds de solidarité FTQ cannot, under any circumstances, be held liable for any unauthorized use of a password and for any damage whatsoever resulting from failure to comply with any of the obligations set forth in this paragraph.

b) Prohibited access and fraudulent use

The user agrees not to enter or attempt to enter areas reserved for Fonds de solidarité FTQ's computer system, nor to use or attempt to use any functions without required authorization.

The user also agrees not to do any of the following:

  1. i) use this website in a manner that could damage, disable, overload or compromise it;
  2. ii) interfere with the security of, or otherwise abuse these websites or any of its Services, systems, servers or networks, or interfere with the security of affiliated, or linked websites;
  3. iii) disturb or disrupt the use or enjoyment by others of this website or of affiliated or linked websites;
  4. iv) upload, post, or otherwise transmit to these websites a virus, or other harmful or, disruptive or destructive file or computer program;
  5. v) use robots, spiders, automatic devices or manual processes to monitor or copy webpages or the Content of this site, unless permitted by robots.txt file and solely to index the websites in search engines;
  6. vi) transmit spam, chain letters or any other type of unsolicited mass email;
  7. vii) attempt to obtain unauthorized access to the sites or to restricted-access parts of the site.

The user agrees that he is solely liable for any actions and communications undertaken or transmitted to or for his account and agrees to comply with all applicable laws. Fonds de solidarité FTQ cannot be held liable for any damage whatsoever sustained by anyone in this respect.

Modifications : 

Fonds de solidarité FTQ reserves the right, at any time, to modify or interrupt the Services, in whole or in part, temporarily or permanently, without prior notice.

Fonds de solidarité FTQ cannot be held liable for any damage whatsoever that may result from any modification or temporary or permanent interruption of Services.

Entire Agreement :

The Conditions constitute the entire agreement between the user of the websites and Fonds de solidarité FTQ with respect to the use of the Services and the Content of this website, and supersede any prior agreements between the parties regarding the use of Services.

Termination :  

Fonds de solidarité FTQ reserves the right to terminate, in whole or in part, the right of access to the Services accessible with a password, and it may delete a password if there are good reasons to believe that a user does not comply with one or more of the Conditions.

Prior notice is not required to terminate access to Services pursuant to these Conditions.

Fonds de solidarité FTQ cannot be held liable to any person for any damage whatsoever that may result from termination of access to the Services.

Limitation of liability :

To the extent permitted by law and without restricting the aforementioned specific instances of limitation of liability, Fonds de solidarité FTQ cannot be held liable to any person for any damage whatsoever that may be related, directly or indirectly, to these websites, their Content, the information and Services offered thereon.

This includes but is not limited to their access, their use, or the impossibility to access or use them, any modification, any temporary or permanent interruption of the Services, any breach of these Conditions, inaccuracy in the Content or the loss of data or information, notwithstanding that Fonds de solidarité FTQ may have been advised of the possibility of such damages.